<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Glam Ledger</title><link>https://blog.tonsmann.net</link><description>Bright celeb buzz with polished internet shine.</description><language>en-us</language><lastBuildDate>Thu, 20 Aug 2026 00:09:05 -0400</lastBuildDate><atom:link href="https://blog.tonsmann.net/rss.xml" rel="self" type="application/rss+xml" /><item><title>Can I transfer money from my ADP card to my bank account?</title><link>https://blog.tonsmann.net/can-i-transfer-money-from-my-adp-card-to-my-bank-account.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-i-transfer-money-from-my-adp-card-to-my-bank-account.html</guid><description>Can I transfer money from my card to my bank account or from my bank account to my card? You may request one transfer per business day from your card to a U.S. bank account via the Cardholder Support Web site at mycard.adp.com. Allow up to five business days for the transfer to complete.
Can you tra...</description><pubDate>Thu, 20 Aug 2026 04:02:24 -0400</pubDate></item><item><title>How much can you make off penny stocks?</title><link>https://blog.tonsmann.net/how-much-can-you-make-off-penny-stocks.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-much-can-you-make-off-penny-stocks.html</guid><description>Shares of penny stocks usually trade for less than $5 per share. Say you purchase 10,000 shares of a stock at 30 cents per share and the price then goes up to $1 per share. If you sell at this time, you’ll make $7,000, more than doubling your money.
Should I stay away from penny stocks?
In general, ...</description><pubDate>Thu, 20 Aug 2026 03:34:56 -0400</pubDate></item><item><title>Are student loan garnishments stopped?</title><link>https://blog.tonsmann.net/are-student-loan-garnishments-stopped.html</link><guid isPermaLink="true">https://blog.tonsmann.net/are-student-loan-garnishments-stopped.html</guid><description>Federal student loan wage garnishment occurs when your employer deducts a portion of your pay to repay your student loan after it defaults. Know that as part of federal Covid-19 relief programs, all federal student loan wage garnishments have stopped until at least Sept. 30, 2021.
Can student loans ...</description><pubDate>Thu, 20 Aug 2026 03:32:01 -0400</pubDate></item><item><title>What is the current salt deduction?</title><link>https://blog.tonsmann.net/what-is-the-current-salt-deduction.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-is-the-current-salt-deduction.html</guid><description>Most people do not qualify to itemize after the 2017 tax reform. States that benefit most from the SALT deduction include California, New York, Illinois, and Texas….SALT deduction data by state.
State
California
Average AGI
$84,040
Average amount of SALT deduction
$20,120
State share of national SAL...</description><pubDate>Thu, 20 Aug 2026 03:30:07 -0400</pubDate></item><item><title>When do you have to get married to file taxes?</title><link>https://blog.tonsmann.net/when-do-you-have-to-get-married-to-file-taxes.html</link><guid isPermaLink="true">https://blog.tonsmann.net/when-do-you-have-to-get-married-to-file-taxes.html</guid><description>When it comes to filing your taxes, the IRS won’t care if you wed on the first day of May or the last day of December — it will consider you married for the entire year as long as you’re married by Dec. 31 of the tax year.
How to calculate taxes for a newly married couple?
If both spouses work, they...</description><pubDate>Thu, 20 Aug 2026 03:03:44 -0400</pubDate></item><item><title>Can a wife file for retirement at 62 and later get full?</title><link>https://blog.tonsmann.net/can-a-wife-file-for-retirement-at-62-and-later-get-full.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-a-wife-file-for-retirement-at-62-and-later-get-full.html</guid><description>Also note that even if it was unreduced, her spousal benefit would be 50% of your Primary Insurance Amount (PIA), which is equal to your full retirement age (FRA) retirement benefit amount, not 50% of your increased benefit at 70. For example, say Kate files for her retirement benefits at 62.
How mu...</description><pubDate>Thu, 20 Aug 2026 03:01:51 -0400</pubDate></item><item><title>Do I need to issue 1099 for personal expenses?</title><link>https://blog.tonsmann.net/do-i-need-to-issue-1099-for-personal-expenses.html</link><guid isPermaLink="true">https://blog.tonsmann.net/do-i-need-to-issue-1099-for-personal-expenses.html</guid><description>It’s important to note that individuals are not required to send 1099-MISC for personal payments. Individuals are not required to send a 1099-MISC to an independent contractor to whom you have made a personal payment unrelated to your trade or business.
Is VA caregiver income taxable?
Is the stipend...</description><pubDate>Thu, 20 Aug 2026 03:01:21 -0400</pubDate></item><item><title>Is there a delay for earned income credit?</title><link>https://blog.tonsmann.net/is-there-a-delay-for-earned-income-credit.html</link><guid isPermaLink="true">https://blog.tonsmann.net/is-there-a-delay-for-earned-income-credit.html</guid><description>The amount of your credit may change if you have children, dependents, are disabled or meet other criteria. If you claim this credit, your refund may be delayed. By law, we must wait until mid-February to issue refunds to taxpayers who claim the Earned Income Tax Credit.
What is the EIC cut off for ...</description><pubDate>Thu, 20 Aug 2026 02:56:44 -0400</pubDate></item><item><title>What does an IRS audit letter look like?</title><link>https://blog.tonsmann.net/what-does-an-irs-audit-letter-look-like.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-does-an-irs-audit-letter-look-like.html</guid><description>An IRS audit letter is certified mail that will clearly identify your name, taxpayer ID, form number, employee ID number, and contact information. For example, the first line of text might say, “We have selected your (state or federal) income tax return for the year shown above for examination”.
Wh...</description><pubDate>Thu, 20 Aug 2026 02:55:49 -0400</pubDate></item><item><title>Do real estate agents pay federal taxes?</title><link>https://blog.tonsmann.net/do-real-estate-agents-pay-federal-taxes.html</link><guid isPermaLink="true">https://blog.tonsmann.net/do-real-estate-agents-pay-federal-taxes.html</guid><description>Because real estate agents are typically independent contractors not subject to tax withholding, they are required to pay estimated taxes to the IRS. These are paid four times a year to cover both income taxes and self-employment taxes (Social Security and Medicare tax).
What can Realtors write off?...</description><pubDate>Thu, 20 Aug 2026 02:50:28 -0400</pubDate></item><item><title>Which form is used for reduction of tax attributes?</title><link>https://blog.tonsmann.net/which-form-is-used-for-reduction-of-tax-attributes.html</link><guid isPermaLink="true">https://blog.tonsmann.net/which-form-is-used-for-reduction-of-tax-attributes.html</guid><description>Form 1099-C – Cancellation of Debt / Form 982 – Reduction of Tax Attributes – Support.
What is a Title 11 case?
A title 11 case is a case under title 11 of the United States Code (relating to bankruptcy), but only if you are under the jurisdiction of the court in the case and the discharge of indebt...</description><pubDate>Thu, 20 Aug 2026 02:48:35 -0400</pubDate></item><item><title>How much should you allocate to retirement?</title><link>https://blog.tonsmann.net/how-much-should-you-allocate-to-retirement.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-much-should-you-allocate-to-retirement.html</guid><description>When saving for retirement, most experts recommend an annual retirement savings goal of 10% to 15% of your pre-tax income. High earners generally want to hit the top of that range; low earners can typically hover closer to the bottom since Social Security may replace more of their income.
Is a child...</description><pubDate>Thu, 20 Aug 2026 02:41:04 -0400</pubDate></item><item><title>What happens if you have an unfiled tax return?</title><link>https://blog.tonsmann.net/what-happens-if-you-have-an-unfiled-tax-return.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-happens-if-you-have-an-unfiled-tax-return.html</guid><description>If the unfiled returns result in tax refunds then the above penalties and interest would not apply. They can only penalize you if your tax return is filed with a tax payable balance.
When do you get your tax refund if you missed the deadline?
Hurry! The IRS gives you 3 years from the due date of the...</description><pubDate>Thu, 20 Aug 2026 02:20:07 -0400</pubDate></item><item><title>Can a friend Sponsor my f1 visa?</title><link>https://blog.tonsmann.net/can-a-friend-sponsor-my-f1-visa.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-a-friend-sponsor-my-f1-visa.html</guid><description>Anyone can be your sponsor. Beware of using a friend in the USA, however. That is a red flag because it suggests you have someone who will help you overstay your visa.
How can I help my friend get a US visa?
If you are a U.S. citizen or lawful permanent resident, and you have a friend or relative wh...</description><pubDate>Thu, 20 Aug 2026 01:32:44 -0400</pubDate></item><item><title>Is employer paid moving expenses taxable?</title><link>https://blog.tonsmann.net/is-employer-paid-moving-expenses-taxable.html</link><guid isPermaLink="true">https://blog.tonsmann.net/is-employer-paid-moving-expenses-taxable.html</guid><description>The TCJA now requires employees to pay taxes on employer-paid relocation expenses, as the act considers paid expenses or reimbursement as taxable income.
What is typically included in moving expenses?
A core or typical job relocation package usually covers the costs of moving and storing furnishings...</description><pubDate>Thu, 20 Aug 2026 01:23:23 -0400</pubDate></item><item><title>Can non residents carry forward capital losses?</title><link>https://blog.tonsmann.net/can-non-residents-carry-forward-capital-losses.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-non-residents-carry-forward-capital-losses.html</guid><description>There aren’t specific rules excluding foreign residents from claiming capital losses, so it looks like that this may be allowable to reduce applicable capital gains (as per Working out your net capital gain or loss). Any remainder loss amount can be entered at the Net Capital loss carried forward la...</description><pubDate>Thu, 20 Aug 2026 00:58:17 -0400</pubDate></item><item><title>Can I claim my 17 year old on my taxes 2019?</title><link>https://blog.tonsmann.net/can-i-claim-my-17-year-old-on-my-taxes-2019.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-i-claim-my-17-year-old-on-my-taxes-2019.html</guid><description>To claim your child as your dependent, your child must meet either the qualifying child test or the qualifying relative test: To meet the qualifying child test, your child must be younger than you and either younger than 19 years old or be a “student” younger than 24 years old as of the end of the c...</description><pubDate>Thu, 20 Aug 2026 00:13:39 -0400</pubDate></item><item><title>Are J1 visas extended?</title><link>https://blog.tonsmann.net/are-j1-visas-extended.html</link><guid isPermaLink="true">https://blog.tonsmann.net/are-j1-visas-extended.html</guid><description>If you are a J1 professor or research scholar, you can be granted a J1 extension of up to 6 months by your program sponsor without requiring the U.S. Department of State’s approval. This can, however, only be granted if the extension is necessary to complete a specific research project or program.
I...</description><pubDate>Thu, 20 Aug 2026 00:00:44 -0400</pubDate></item><item><title>Do you need to pay taxes for reselling?</title><link>https://blog.tonsmann.net/do-you-need-to-pay-taxes-for-reselling.html</link><guid isPermaLink="true">https://blog.tonsmann.net/do-you-need-to-pay-taxes-for-reselling.html</guid><description>Generally, resellers to do pay sales tax when they purchase the items,but must collect sales tax when those items are sold to the end user. Resellers are liable for sales taxes for items that they sell in a state if the business is “physically present” within a state.
How much do you pay in taxes wh...</description><pubDate>Wed, 19 Aug 2026 23:40:38 -0400</pubDate></item><item><title>How do I know if my bank account number is linked?</title><link>https://blog.tonsmann.net/how-do-i-know-if-my-bank-account-number-is-linked.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-do-i-know-if-my-bank-account-number-is-linked.html</guid><description>Here’s a step-by-step guide to check whether your Aadhaar has been linked with your bank account.
Visit the Aadhaar website –
Click on ‘Check Aadhaar/Bank Account Linking Status’ in the ‘My Aadhaar’ tab.
Enter your 12-digit Aadhaar number or 16 digit Virtual ID and security code as shown on the sc...</description><pubDate>Wed, 19 Aug 2026 23:32:07 -0400</pubDate></item><item><title>Can I negotiate loan terms?</title><link>https://blog.tonsmann.net/can-i-negotiate-loan-terms.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-i-negotiate-loan-terms.html</guid><description>By negotiating for better terms on your loan, you can reduce the total amount of money you pay over the life of the loan. By negotiating for better terms on your loan, you can reduce the total amount of money you pay over time. For example: Getting a lower interest rate and APR means you will pay le...</description><pubDate>Wed, 19 Aug 2026 23:28:18 -0400</pubDate></item><item><title>Can my employer make me sign a non-compete?</title><link>https://blog.tonsmann.net/can-my-employer-make-me-sign-a-non-compete.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-my-employer-make-me-sign-a-non-compete.html</guid><description>Non Compete Agreements FAQ In fact, California law makes it unlawful for an employer to require an employee to sign a noncompete agreement. A California employee who has been forced to sign an unlawful noncompete agreement may bring suit against the employer and recover penalties and damages.
Can yo...</description><pubDate>Wed, 19 Aug 2026 23:17:54 -0400</pubDate></item><item><title>What is a nexus in business?</title><link>https://blog.tonsmann.net/what-is-a-nexus-in-business.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-is-a-nexus-in-business.html</guid><description>The term “nexus” is used in tax law to describe a situation in which a business has a tax presence in a particular state. A nexus is basically a connection between the taxing authority and an entity that must collect or pay the tax.
What types of Nexus are there?
Two different types of nexus exist: ...</description><pubDate>Wed, 19 Aug 2026 23:08:27 -0400</pubDate></item><item><title>Is the sale of a property a long term capital gain?</title><link>https://blog.tonsmann.net/is-the-sale-of-a-property-a-long-term-capital-gain.html</link><guid isPermaLink="true">https://blog.tonsmann.net/is-the-sale-of-a-property-a-long-term-capital-gain.html</guid><description>The capital gains accrued through the sale of any real estate asset is deemed as capital gain on a property. If such a property is held by the individuals for over 24 months, the proceeds earned through its sale would be treated as a long-term capital gain on property.
How to calculate capital gains...</description><pubDate>Wed, 19 Aug 2026 23:02:17 -0400</pubDate></item><item><title>When can you deduct start up costs?</title><link>https://blog.tonsmann.net/when-can-you-deduct-start-up-costs.html</link><guid isPermaLink="true">https://blog.tonsmann.net/when-can-you-deduct-start-up-costs.html</guid><description>The IRS allows you to deduct $5,000 in business startup costs and $5,000 in organizational costs, but only if your total startup costs are $50,000 or less. It would be best to claim the startup deduction for the tax year that the business officially opened.
How do you write off fuel costs?
To write ...</description><pubDate>Wed, 19 Aug 2026 22:58:40 -0400</pubDate></item><item><title>What is excluded from inheritance tax?</title><link>https://blog.tonsmann.net/what-is-excluded-from-inheritance-tax.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-is-excluded-from-inheritance-tax.html</guid><description>Inheritance Tax gifts, reliefs and exemptions Some gifts and property are exempt from Inheritance Tax, such as some wedding gifts and charitable donations. Relief might also be available on certain types of property, such as farms and business assets.
How are payable on death accounts taxed?
Payable...</description><pubDate>Wed, 19 Aug 2026 22:55:25 -0400</pubDate></item><item><title>Do you report gifts on 1040?</title><link>https://blog.tonsmann.net/do-you-report-gifts-on-1040.html</link><guid isPermaLink="true">https://blog.tonsmann.net/do-you-report-gifts-on-1040.html</guid><description>Essentially, gifts are neither taxable nor deductible on your tax return. Also, a monetary gift has to be substantial for IRS purposes — In order for the giver of the sum to be subject to tax ramifications, the gift must be greater than the annual gift tax exclusion amount.
Where do I send my 709 fo...</description><pubDate>Wed, 19 Aug 2026 22:31:37 -0400</pubDate></item><item><title>Can I write off a Tesla as a business expense?</title><link>https://blog.tonsmann.net/can-i-write-off-a-tesla-as-a-business-expense.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-i-write-off-a-tesla-as-a-business-expense.html</guid><description>The vehicle must be used more than 50% of the time for business purposes; The vehicle must be a new purchase for the business, it cannot be contributed property; The vehicle may not be used for transporting persons or property for hire; You cannot deduct more than your business net income for the ye...</description><pubDate>Wed, 19 Aug 2026 22:13:20 -0400</pubDate></item><item><title>Can I live in Bermuda as British citizen?</title><link>https://blog.tonsmann.net/can-i-live-in-bermuda-as-british-citizen.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-i-live-in-bermuda-as-british-citizen.html</guid><description>As of March 2014, if you’re a citizen of the USA, UK or Canada, you don’t require any kind of entry visa and visa waiver to enter Bermuda. Providing you’re staying for less than three months. You qualify for one of these when you buy either a vacation or a permanent home in Bermuda.
Can I live in Be...</description><pubDate>Wed, 19 Aug 2026 22:11:25 -0400</pubDate></item><item><title>Is there a 100 dollar Google Play Card?</title><link>https://blog.tonsmann.net/is-there-a-100-dollar-google-play-card.html</link><guid isPermaLink="true">https://blog.tonsmann.net/is-there-a-100-dollar-google-play-card.html</guid><description>Available now for use on the web and on Android devices, $100 Google Play Gift Cards are a great way to show your appreciation, treat someone special, or reward yourself. These versatile gift cards can be redeemed in the Google Play Store and used just like cash towards the purchase of apps, movies,...</description><pubDate>Wed, 19 Aug 2026 22:09:36 -0400</pubDate></item><item><title>Can you own rental property on H-1B?</title><link>https://blog.tonsmann.net/can-you-own-rental-property-on-h-1b.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-you-own-rental-property-on-h-1b.html</guid><description>While in the US on an H-1B, you are permitted to invest in a rental property and become a landlord. Landlording can be a lucrative way to generate passive income and build wealth. While you can be a landlord without violating your visa, you should take into consideration all of the risks before inve...</description><pubDate>Wed, 19 Aug 2026 22:00:30 -0400</pubDate></item><item><title>Can an American have dual citizenship with Mexico?</title><link>https://blog.tonsmann.net/can-an-american-have-dual-citizenship-with-mexico.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-an-american-have-dual-citizenship-with-mexico.html</guid><description>If you were born in the United States to a Mexican father or mother, you are eligible to apply for Mexican citizenship.
Do you have to be a Mexican citizen to live in Mexico?
Everyone who intends to move to Mexico for a period longer than six months must have a Resident Visa and a Resident Card, dep...</description><pubDate>Wed, 19 Aug 2026 21:50:41 -0400</pubDate></item><item><title>Is home and business the same as self employed TurboTax?</title><link>https://blog.tonsmann.net/is-home-and-business-the-same-as-self-employed-turbotax.html</link><guid isPermaLink="true">https://blog.tonsmann.net/is-home-and-business-the-same-as-self-employed-turbotax.html</guid><description>What is the difference between the Home and Business and Self-Employed versions of TurboTax? They are basically the same thing. “Home and Business” is the name of the CD/downloaded version and “Self-Employed” is the name of the Online version.
Is TurboTax open now?
TurboTax is open now so you can e-...</description><pubDate>Wed, 19 Aug 2026 21:36:51 -0400</pubDate></item><item><title>How do I cancel my donation to MSF?</title><link>https://blog.tonsmann.net/how-do-i-cancel-my-donation-to-msf.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-do-i-cancel-my-donation-to-msf.html</guid><description>I can cancel or alter my gift at any time by contacting MSF by phone at +1 800 982 7903, or by email at [email&amp;nbsp;protected] at least 15 days in advance of withdrawal.
How do I contact a company for donations?
I usually approach businesses directly, or send letters in a bulk letter mail out to loc...</description><pubDate>Wed, 19 Aug 2026 21:33:42 -0400</pubDate></item><item><title>Can self-employed get unemployment benefits in New York?</title><link>https://blog.tonsmann.net/can-self-employed-get-unemployment-benefits-in-new-york.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-self-employed-get-unemployment-benefits-in-new-york.html</guid><description>If you are self-employed, an independent contractor or a farmer you may now be eligible and can file for benefits online. Additionally, the CARES Act provides FPUC, an additional $600 per week for benefit weeks ending 4/5/2020 to 7/26/2020 and $300 per week for benefit weeks ending 1/3/2021 to 9/5/2...</description><pubDate>Wed, 19 Aug 2026 21:32:13 -0400</pubDate></item><item><title>How many children live in low income families?</title><link>https://blog.tonsmann.net/how-many-children-live-in-low-income-families.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-many-children-live-in-low-income-families.html</guid><description>• One-quarter of America’s children live in low-income families with a working parent. In 2001, almost 19 million children lived with parents who worked regularly in families that remained low- income (income below twice the official poverty threshold, or about $38,000 for a family of four).
Are the...</description><pubDate>Wed, 19 Aug 2026 21:14:08 -0400</pubDate></item><item><title>How can I get old W-2 documents?</title><link>https://blog.tonsmann.net/how-can-i-get-old-w-2-documents.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-can-i-get-old-w-2-documents.html</guid><description>If you can’t get your Form W-2 from your employer and you previously attached it to your paper tax return, you can order a copy of the entire return from the IRS for a fee. Complete and mail Form 4506, Request for Copy of Tax Return along with the required fee. Allow 75 calendar days for us to proce...</description><pubDate>Wed, 19 Aug 2026 21:10:35 -0400</pubDate></item><item><title>Is tax declaration mandatory in the Netherlands?</title><link>https://blog.tonsmann.net/is-tax-declaration-mandatory-in-the-netherlands.html</link><guid isPermaLink="true">https://blog.tonsmann.net/is-tax-declaration-mandatory-in-the-netherlands.html</guid><description>You are obliged to file an income tax return in the Netherlands if: You expect to have to pay back more than €46 (2019), which will most likely be the case if you have another source of income from the Netherlands besides employment income, such as income from substantial interest or savings and inv...</description><pubDate>Wed, 19 Aug 2026 20:38:23 -0400</pubDate></item><item><title>How is Corporation and partnership taxed?</title><link>https://blog.tonsmann.net/how-is-corporation-and-partnership-taxed.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-is-corporation-and-partnership-taxed.html</guid><description>The partnership reports profits and losses to the IRS and partners include their share of this in the return. Corporations pay state and federal taxes, with shareholders also paying taxes on dividends, salaries, and bonuses. The corporate tax rate is often lower than the individual tax rate.
Does as...</description><pubDate>Wed, 19 Aug 2026 20:32:56 -0400</pubDate></item><item><title>How much does it cost to remove bats from a house?</title><link>https://blog.tonsmann.net/how-much-does-it-cost-to-remove-bats-from-a-house.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-much-does-it-cost-to-remove-bats-from-a-house.html</guid><description>Removing a bat costs an average of $426 with a typical range between $233 and $647. Small to medium-sized colonies run anywhere from $300 to $8,000 for removal and exclusion.
Will homeowners insurance cover bat removal?
Home insurance typically won’t pay to remove a bat. Most home insurance companie...</description><pubDate>Wed, 19 Aug 2026 20:29:15 -0400</pubDate></item><item><title>When can you withdraw from traditional 401k without penalty?</title><link>https://blog.tonsmann.net/when-can-you-withdraw-from-traditional-401k-without-penalty.html</link><guid isPermaLink="true">https://blog.tonsmann.net/when-can-you-withdraw-from-traditional-401k-without-penalty.html</guid><description>59 ½ years old
After you become 59 ½ years old, you can take your money out without needing to pay an early withdrawal penalty. You can choose a traditional or a Roth 401(k) plan. Traditional 401(k)s offer tax-deferred savings, but you’ll still have to pay taxes when you take the money out.
When can...</description><pubDate>Wed, 19 Aug 2026 20:25:46 -0400</pubDate></item><item><title>When do you get your tax refund if you made a mistake?</title><link>https://blog.tonsmann.net/when-do-you-get-your-tax-refund-if-you-made-a-mistake.html</link><guid isPermaLink="true">https://blog.tonsmann.net/when-do-you-get-your-tax-refund-if-you-made-a-mistake.html</guid><description>If you’re due a refund, you can choose to apply it to the next year’s return or have a refund check mailed to you. To claim a refund, you typically must file your form 1040X within three years after the date you filed your original return or within two years after the date you paid the tax, whicheve...</description><pubDate>Wed, 19 Aug 2026 20:22:41 -0400</pubDate></item><item><title>Who are the owners of a multi member LLC?</title><link>https://blog.tonsmann.net/who-are-the-owners-of-a-multi-member-llc.html</link><guid isPermaLink="true">https://blog.tonsmann.net/who-are-the-owners-of-a-multi-member-llc.html</guid><description>Rosana and Araceli are co-owners of a multi-member LLC. Rosana owns 60% of the company, and Araceli owns 40%. The company earns $100,000 in annual profit. Here’s how the profit will be allocated:
Can a multi member LLC be taxed as a C Corp?
While this is their default tax classification, multi-membe...</description><pubDate>Wed, 19 Aug 2026 20:15:55 -0400</pubDate></item><item><title>How are dividends taxed in a Canadian corporation?</title><link>https://blog.tonsmann.net/how-are-dividends-taxed-in-a-canadian-corporation.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-are-dividends-taxed-in-a-canadian-corporation.html</guid><description>Dividends on most preferred shares are subject to a 10% tax in the hands of a corporate recipient, unless the payer elects to pay a 40% tax (instead of a 25% tax) on the dividends paid. When the recipient pays dividends to its shareholders, the tax is refundable at a rate of 38⅓% of taxable dividend...</description><pubDate>Wed, 19 Aug 2026 19:59:41 -0400</pubDate></item><item><title>What are the rewards of being a small business owner?</title><link>https://blog.tonsmann.net/what-are-the-rewards-of-being-a-small-business-owner.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-are-the-rewards-of-being-a-small-business-owner.html</guid><description>In addition, small businesses have certain advantages over large businesses. Flexibility, generally lean staffing, and the ability to develop close relationships with customers are among the key benefits of small businesses.
How much does a small business owner usually make?
A small business owner m...</description><pubDate>Wed, 19 Aug 2026 19:51:59 -0400</pubDate></item><item><title>How long do you have to occupy a VA loan home before selling?</title><link>https://blog.tonsmann.net/how-long-do-you-have-to-occupy-a-va-loan-home-before-selling.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-long-do-you-have-to-occupy-a-va-loan-home-before-selling.html</guid><description>60 days
Essentially, homebuyers have 60 days, which the VA considers a “reasonable time,” to occupy the home after the loan closes. But some buyers may find that two months isn’t enough time – especially those on active duty or preparing to separate from service.
Can you buy just property with a VA ...</description><pubDate>Wed, 19 Aug 2026 18:57:55 -0400</pubDate></item><item><title>How long has my husband been unemployed for?</title><link>https://blog.tonsmann.net/how-long-has-my-husband-been-unemployed-for.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-long-has-my-husband-been-unemployed-for.html</guid><description>Ms. Y (not her real name) came in the other day and said, “My husband has been unemployed for over two years. Over two years. Over—two—years! I say it, dumbfounded, because at some point every day, I realize that I can’t believe how long it’s been.
How to cope when your spouse is unemployed?
All thi...</description><pubDate>Wed, 19 Aug 2026 18:22:34 -0400</pubDate></item><item><title>Does a Roth IRA avoid taxes?</title><link>https://blog.tonsmann.net/does-a-roth-ira-avoid-taxes.html</link><guid isPermaLink="true">https://blog.tonsmann.net/does-a-roth-ira-avoid-taxes.html</guid><description>Roth IRAs don’t give you a tax break in the year you make the contribution. While traditional IRAs allow you to defer paying income tax on your retirement savings, money contributed to Roth IRAs is taxed in the year you earned it, and account owners have an opportunity to avoid taxes on any of the i...</description><pubDate>Wed, 19 Aug 2026 17:56:37 -0400</pubDate></item><item><title>What is a tax resale certificate in Florida?</title><link>https://blog.tonsmann.net/what-is-a-tax-resale-certificate-in-florida.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-is-a-tax-resale-certificate-in-florida.html</guid><description>Businesses that register with the Florida Department of Revenue to collect sales tax are issued a Florida Annual Resale Certificate for Sales Tax. The certificate allows business owners, or their representatives, to buy or rent property or services tax free when the property or service is resold or ...</description><pubDate>Wed, 19 Aug 2026 17:56:31 -0400</pubDate></item><item><title>Can you convert pretax to Roth?</title><link>https://blog.tonsmann.net/can-you-convert-pretax-to-roth.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-you-convert-pretax-to-roth.html</guid><description>Investors can roll after-tax money in a workplace plan, like a 401(k), into a Roth IRA. Though the contributions were made after-tax, earnings on after-tax contributions are treated as pre-tax money. To roll after-tax money to a Roth IRA, earnings on the after-tax balance must, in most cases, also b...</description><pubDate>Wed, 19 Aug 2026 17:51:21 -0400</pubDate></item><item><title>What did my father tell his sister when he died?</title><link>https://blog.tonsmann.net/what-did-my-father-tell-his-sister-when-he-died.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-did-my-father-tell-his-sister-when-he-died.html</guid><description>During Christmas 2012, my father told my sister and me that he had made my sister a signatory on his bank account so she could pay bills from his bank account when he died. He looked at us and said, “The rest gets split between you two.”
What happens to siblings when their parents die?
The siblings ...</description><pubDate>Wed, 19 Aug 2026 17:47:15 -0400</pubDate></item><item><title>How long does it take for PayPal to process transactions?</title><link>https://blog.tonsmann.net/how-long-does-it-take-for-paypal-to-process-transactions.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-long-does-it-take-for-paypal-to-process-transactions.html</guid><description>If someone sends funds from their bank account, it can take 2 to 3 days to be processed. If the wrong email address is used, the funds go unclaimed and will be returned to the sender after 30 days. If your account is not verified, PayPal can hold the funds up to 21 days.
Why has my PayPal payment no...</description><pubDate>Wed, 19 Aug 2026 16:20:59 -0400</pubDate></item><item><title>Can you resign retire?</title><link>https://blog.tonsmann.net/can-you-resign-retire.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-you-resign-retire.html</guid><description>The difference between retiring and resigning is that when you retire, sometimes you still can receive (social) benefits like healthcare and a pension. Resigning means you voluntarily quit your job, which means you’re not eligible for those benefits.
Do you live longer if you retire earlier?
Authors...</description><pubDate>Wed, 19 Aug 2026 15:46:56 -0400</pubDate></item><item><title>Can you send cash in the mail to Japan?</title><link>https://blog.tonsmann.net/can-you-send-cash-in-the-mail-to-japan.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-you-send-cash-in-the-mail-to-japan.html</guid><description>You can send a maximum of 2 million yen via registered or insured mail. However, the mailability of cash and the maximum amount vary with individual countries. Please check the International Mail Conditions.
How much cash can I send in mail?
Many people think that it’s illegal to send money by mail,...</description><pubDate>Wed, 19 Aug 2026 15:46:16 -0400</pubDate></item><item><title>Where do I file NYS CT 3 s?</title><link>https://blog.tonsmann.net/where-do-i-file-nys-ct-3-s.html</link><guid isPermaLink="true">https://blog.tonsmann.net/where-do-i-file-nys-ct-3-s.html</guid><description>Form CT-3-S – Use the following address:
NYS CORPORATION TAX.
PO BOX 15182.
ALBANY NY 12212-5182.
Private delivery services.
How do I file an S Corp in NY?
How to Form a Corporation in New York
Choose a corporate name.
File your Articles of Incorporation.
Appoint a registered agent.
Start a corporat...</description><pubDate>Wed, 19 Aug 2026 15:32:55 -0400</pubDate></item><item><title>How much do independent interior designers charge?</title><link>https://blog.tonsmann.net/how-much-do-independent-interior-designers-charge.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-much-do-independent-interior-designers-charge.html</guid><description>Interior designers usually charge $50 to $200 per hour, or $5 to $15 per square foot for larger projects.
Do interior designers get discounts?
Interior designers do get discounts and deals when it comes to working with manufacturers and fostering relationships. Bulk-Deal discounts mean getting a dis...</description><pubDate>Wed, 19 Aug 2026 15:22:19 -0400</pubDate></item><item><title>When do you become a self employed person?</title><link>https://blog.tonsmann.net/when-do-you-become-a-self-employed-person.html</link><guid isPermaLink="true">https://blog.tonsmann.net/when-do-you-become-a-self-employed-person.html</guid><description>Yes. You are considered a self-employed person if you get paid for doing freelance work from home, and the money that you receive is considered your income from a trade. Should I inform IRAS that I have registered a sole-proprietorship or become self-employed?
What is the self employment tax rate fo...</description><pubDate>Wed, 19 Aug 2026 15:20:55 -0400</pubDate></item><item><title>Do living trusts need to be registered?</title><link>https://blog.tonsmann.net/do-living-trusts-need-to-be-registered.html</link><guid isPermaLink="true">https://blog.tonsmann.net/do-living-trusts-need-to-be-registered.html</guid><description>** Registration of a revocable living trust not required until the grantor’s death; no registration required if all trust property is distributed to the beneficiaries then. To register a revocable living trust, the trustee must file a statement with the court where the trustee resides or keeps trust...</description><pubDate>Wed, 19 Aug 2026 15:03:53 -0400</pubDate></item><item><title>How long does it take for short term disability to be approved?</title><link>https://blog.tonsmann.net/how-long-does-it-take-for-short-term-disability-to-be-approved.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-long-does-it-take-for-short-term-disability-to-be-approved.html</guid><description>Most claims must be decided within 30-45 days, though in some cases the insurance company is allowed to take longer (for instance, if they are waiting for copies of your medical records or want to schedule an in-person examination).
What makes me eligible for short term disability?
To qualify for sh...</description><pubDate>Wed, 19 Aug 2026 14:35:53 -0400</pubDate></item><item><title>How do you account for credit card payments in QuickBooks?</title><link>https://blog.tonsmann.net/how-do-you-account-for-credit-card-payments-in-quickbooks.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-do-you-account-for-credit-card-payments-in-quickbooks.html</guid><description>how to account for credit card payments
From the Banking menu, select Write Checks.
On the Bank Account drop-down, select the account you used in paying it.
Go to the Expenses tab. On the Account column, select the expense account you’ve created.
Enter the amount and select Save &amp;amp; Close.
How do ...</description><pubDate>Wed, 19 Aug 2026 14:20:32 -0400</pubDate></item><item><title>Can you write off discharged debt?</title><link>https://blog.tonsmann.net/can-you-write-off-discharged-debt.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-you-write-off-discharged-debt.html</guid><description>Forgiveness of a debt does not necessarily allow a tax or accounting write off of the debt for the creditor. Further, forgiveness of a debt can be a tax event for the debtor. Indeed, forgiveness of a debt may be deemed a “gift” from the creditor and actually impose gift tax on the creditor that can ...</description><pubDate>Wed, 19 Aug 2026 14:06:42 -0400</pubDate></item><item><title>Can I sale my property to my brother?</title><link>https://blog.tonsmann.net/can-i-sale-my-property-to-my-brother.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-i-sale-my-property-to-my-brother.html</guid><description>No. One brother cannot sell the property directly. here are the steps; you have to file an application for incorporating the name of both brothers in the revenue records / property card.
What can be done if an undivided property is being sold by a brother without the consent of his sisters how can i...</description><pubDate>Wed, 19 Aug 2026 13:48:01 -0400</pubDate></item><item><title>How can I find out my federal tax rate?</title><link>https://blog.tonsmann.net/how-can-i-find-out-my-federal-tax-rate.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-can-i-find-out-my-federal-tax-rate.html</guid><description>The amount of federal income tax an employee owes depends on their income level and filing status, for example, whether they’re single or married, or the head of a household. You can find your 2019 and 2020 federal income tax rate based on your filing status by using the IRS income tax rates and bra...</description><pubDate>Wed, 19 Aug 2026 13:35:24 -0400</pubDate></item><item><title>How can I find the exact date of my tax return?</title><link>https://blog.tonsmann.net/how-can-i-find-the-exact-date-of-my-tax-return.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-can-i-find-the-exact-date-of-my-tax-return.html</guid><description>Go to and click “Check My Refund Status.” There you’ll enter your Social Security Number or ITIN, filing status, and refund amount shown on your tax return. You’ll need to have the exact refund amount, so be sure you’re looking at your tax return as you sent it in to the IRS.
How long does it take ...</description><pubDate>Wed, 19 Aug 2026 13:17:22 -0400</pubDate></item><item><title>Are student interns considered employees?</title><link>https://blog.tonsmann.net/are-student-interns-considered-employees.html</link><guid isPermaLink="true">https://blog.tonsmann.net/are-student-interns-considered-employees.html</guid><description>Unless all of the following criteria are met, the intern is legally an employee, who must be paid the minimum wage, earn overtime, and receive all of the other protections guaranteed by state and federal employment laws: Interns cannot displace regular employees.
What are your ethical responsibiliti...</description><pubDate>Wed, 19 Aug 2026 13:13:03 -0400</pubDate></item><item><title>Is Panama a good country to live in?</title><link>https://blog.tonsmann.net/is-panama-a-good-country-to-live-in.html</link><guid isPermaLink="true">https://blog.tonsmann.net/is-panama-a-good-country-to-live-in.html</guid><description>Panama stands out among the world’s expat destinations because it offers solid infrastructure and First World amenities… close to North America. There are parts of Panama where one can live on $1,000 a month, all told. Places where you’ll find few cons and plenty of pros, from pretty views to friend...</description><pubDate>Wed, 19 Aug 2026 12:49:29 -0400</pubDate></item><item><title>How Long Can company losses be carried forward?</title><link>https://blog.tonsmann.net/how-long-can-company-losses-be-carried-forward.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-long-can-company-losses-be-carried-forward.html</guid><description>You can carry the loss forward against profits of the same trade in a future year. Claim within four years from the end of the loss making tax year. Your business ceases to trade and you make a loss in your last 12 months.
What are carry forward of losses?
A tax loss carryforward (or carryover) is a...</description><pubDate>Wed, 19 Aug 2026 12:30:06 -0400</pubDate></item><item><title>Can I buy land and live on it in an RV?</title><link>https://blog.tonsmann.net/can-i-buy-land-and-live-on-it-in-an-rv.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-i-buy-land-and-live-on-it-in-an-rv.html</guid><description>Yes, it is legal to live in an RV. To stay within the law, you will need to take care to follow local zoning laws and ordinances that may govern where you can park your RV. You may also need to access to water and sewer if you plan to park in one place or on your own land on a permanent basis.
How d...</description><pubDate>Wed, 19 Aug 2026 12:17:17 -0400</pubDate></item><item><title>Can I depreciate my personal car?</title><link>https://blog.tonsmann.net/can-i-depreciate-my-personal-car.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-i-depreciate-my-personal-car.html</guid><description>Depreciation. Generally, the Modified Accelerated Cost Recovery System (MACRS) is the only depreciation method that can be used by car owners to depreciate any car placed in service after 1986.
Can you deduct depreciation on your personal car?
Taxpayers who use a vehicle more than 50% of the time fo...</description><pubDate>Wed, 19 Aug 2026 12:09:06 -0400</pubDate></item><item><title>How much does an overseas contractor make?</title><link>https://blog.tonsmann.net/how-much-does-an-overseas-contractor-make.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-much-does-an-overseas-contractor-make.html</guid><description>While ZipRecruiter is seeing annual salaries as high as $179,000 and as low as $19,500, the majority of Overseas Contractor salaries currently range between $37,000 (25th percentile) to $94,000 (75th percentile) with top earners (90th percentile) making $133,500 annually across the United States.
Ho...</description><pubDate>Wed, 19 Aug 2026 11:52:21 -0400</pubDate></item><item><title>How long does it take to start driving with Amazon Flex?</title><link>https://blog.tonsmann.net/how-long-does-it-take-to-start-driving-with-amazon-flex.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-long-does-it-take-to-start-driving-with-amazon-flex.html</guid><description>Amazon Flex does not have any of these restrictions, so you can be a Flex driver with even a week of driving experience with a valid license. Amazon will conduct background checks that usually takes anywhere from 2-5 days to complete.
Can someone ride with you while doing Amazon Flex?
Passengers and...</description><pubDate>Wed, 19 Aug 2026 11:50:21 -0400</pubDate></item><item><title>Do divorced fathers lose parental responsibility?</title><link>https://blog.tonsmann.net/do-divorced-fathers-lose-parental-responsibility.html</link><guid isPermaLink="true">https://blog.tonsmann.net/do-divorced-fathers-lose-parental-responsibility.html</guid><description>Who has Parental Responsibility? Mothers automatically have Parental Responsibility. Father who are married to or in a civil partnership with the mother automatically have Parental Responsibility and will not lose it if divorced/the civil partnership is dissolved.
Is parental divorce traumatic?
The ...</description><pubDate>Wed, 19 Aug 2026 11:42:21 -0400</pubDate></item><item><title>Do I have to report to the IRS if I sell my car?</title><link>https://blog.tonsmann.net/do-i-have-to-report-to-the-irs-if-i-sell-my-car.html</link><guid isPermaLink="true">https://blog.tonsmann.net/do-i-have-to-report-to-the-irs-if-i-sell-my-car.html</guid><description>Tax obligations when you sell a car If you sell a personal vehicle (car, truck, motorcycle, boat or other vehicle for personal use) for a loss, the IRS is generally not interested in the transaction. However, if you sold the car for a profit, you should report that profit as a capital gain.
What do ...</description><pubDate>Wed, 19 Aug 2026 11:19:27 -0400</pubDate></item><item><title>Which is the best question to ask when starting a business?</title><link>https://blog.tonsmann.net/which-is-the-best-question-to-ask-when-starting-a-business.html</link><guid isPermaLink="true">https://blog.tonsmann.net/which-is-the-best-question-to-ask-when-starting-a-business.html</guid><description>Below, you’ll find 5 of the business questions I see most often plus a different question to ask so that can get the information you need to make the best decision for your own business. Which launch formula should I use to sell my product?
Why are survey questions so easy to answer?
To open a surve...</description><pubDate>Wed, 19 Aug 2026 10:52:20 -0400</pubDate></item><item><title>Can a US citizen be a director of a UK company?</title><link>https://blog.tonsmann.net/can-a-us-citizen-be-a-director-of-a-uk-company.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-a-us-citizen-be-a-director-of-a-uk-company.html</guid><description>There are no restrictions on foreign nationals being a UK company director, shareholder, or a secretary. You even do not have to live in the UK. You cannot be the company director if you are under the age of 16, un-discharged bankrupt or disqualified from acting as a company director.
How do you iss...</description><pubDate>Wed, 19 Aug 2026 10:36:10 -0400</pubDate></item><item><title>What to do if you receive a fraudulent IRS letter?</title><link>https://blog.tonsmann.net/what-to-do-if-you-receive-a-fraudulent-irs-letter.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-to-do-if-you-receive-a-fraudulent-irs-letter.html</guid><description>If, when you search for your notice or letter using the Search on this page, it doesn’t return a result, or you believe the notice or letter looks suspicious, contact us at 800-829-1040. If you determine the notice or letter is fraudulent, please follow the IRS assistor’s guidance or visit our Repor...</description><pubDate>Wed, 19 Aug 2026 10:26:47 -0400</pubDate></item><item><title>How do you set yourself apart from another tenant?</title><link>https://blog.tonsmann.net/how-do-you-set-yourself-apart-from-another-tenant.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-do-you-set-yourself-apart-from-another-tenant.html</guid><description>Here are 7 ways you can set yourself apart from other vacation rental listings in your area.
Make a great (virtual) first impression.
Use keywords strategically.
Be specific about what your property has to offer.
Establish yourself as a local expert.
Offer the latest technology.
Don’t just adve...</description><pubDate>Wed, 19 Aug 2026 10:10:39 -0400</pubDate></item><item><title>Do you need a lawyer to draw up your will?</title><link>https://blog.tonsmann.net/do-you-need-a-lawyer-to-draw-up-your-will.html</link><guid isPermaLink="true">https://blog.tonsmann.net/do-you-need-a-lawyer-to-draw-up-your-will.html</guid><description>There is no need for a will to be drawn up or witnessed by a solicitor. If you wish to make a will yourself, you can do so. However, you should only consider doing this if the will is going to be straightforward. You should remember that a solicitor will charge for their services in drawing up or ch...</description><pubDate>Wed, 19 Aug 2026 09:33:25 -0400</pubDate></item><item><title>What is required to establish residency in Virginia?</title><link>https://blog.tonsmann.net/what-is-required-to-establish-residency-in-virginia.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-is-required-to-establish-residency-in-virginia.html</guid><description>An individual must demonstrate legal residence in Virginia with an intent to remain in Virginia indefinitely to establish domicile in Virginia. After meeting the requirements to establish domicile, a person must continue to be domiciled in Virginia for at least 12 months preceding the first day of c...</description><pubDate>Wed, 19 Aug 2026 09:33:07 -0400</pubDate></item><item><title>How does being a shareholder work?</title><link>https://blog.tonsmann.net/how-does-being-a-shareholder-work.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-does-being-a-shareholder-work.html</guid><description>Shareholders or stockholders own a portion of a publicly or privately traded corporation. They can profit—or lose money—based on increases or decreases in the company’s value. Shareholders are taxed on income they receive through owning stock.
What is an example of a shareholder?
The definition of a...</description><pubDate>Wed, 19 Aug 2026 09:21:35 -0400</pubDate></item><item><title>How do I correct a 1099 R?</title><link>https://blog.tonsmann.net/how-do-i-correct-a-1099-r.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-do-i-correct-a-1099-r.html</guid><description>A correction to Form 1099-R is transmitted by completing the corrected 1096 form instructions and sending both forms to the appropriate IRS Service Center.
How do I correct form 940?
“Can You Amend a Return?
Use a paper return to amend a Form 940 filed under an electronic filing program.
Check the a...</description><pubDate>Wed, 19 Aug 2026 09:19:02 -0400</pubDate></item><item><title>How do I find a financial professional?</title><link>https://blog.tonsmann.net/how-do-i-find-a-financial-professional.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-do-i-find-a-financial-professional.html</guid><description>As for where to find a financial advisor, there are several places to look:
Use an online advisor search.
Ask friends, family or colleagues for recommendations.
The Garrett Planning Network.
The National Association of Personal Financial Advisors.
Robo advisors.
Search engines.
How much money d...</description><pubDate>Wed, 19 Aug 2026 09:12:13 -0400</pubDate></item><item><title>What happens after Quicken subscription expires?</title><link>https://blog.tonsmann.net/what-happens-after-quicken-subscription-expires.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-happens-after-quicken-subscription-expires.html</guid><description>Overview. After your Quicken Membership expires, you will no longer receive updates to the Quicken application. However, you may continue to use the version of Quicken you had at the time your Membership expired to open your data files and, for Quicken Deluxe and above, continue to use Quicken in a ...</description><pubDate>Wed, 19 Aug 2026 09:06:42 -0400</pubDate></item><item><title>How are suspended passive losses used?</title><link>https://blog.tonsmann.net/how-are-suspended-passive-losses-used.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-are-suspended-passive-losses-used.html</guid><description>Deducting Suspended Losses When You Sell Property The tax rules provide that you may deduct your suspended passive losses from the profit you earn when you sell your rental property. To take this deduction, you must sell “substantially all” of your rental activity.
What is a suspended passive loss?
...</description><pubDate>Wed, 19 Aug 2026 09:05:21 -0400</pubDate></item><item><title>What is the federal penalty for withdrawing 401k?</title><link>https://blog.tonsmann.net/what-is-the-federal-penalty-for-withdrawing-401k.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-is-the-federal-penalty-for-withdrawing-401k.html</guid><description>a 10%
If you withdraw funds early from a 401(k), you will be charged a 10% penalty tax plus your income tax rate on the amount you withdraw. In short, if you withdraw retirement funds early, the money will be treated as income.
How can I withdraw money from my 401k without penalty?
If none of the ab...</description><pubDate>Wed, 19 Aug 2026 08:51:32 -0400</pubDate></item><item><title>How do I redeem my eBay cash card?</title><link>https://blog.tonsmann.net/how-do-i-redeem-my-ebay-cash-card.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-do-i-redeem-my-ebay-cash-card.html</guid><description>Redeeming an eBay Gift Card
First of all, you need to be logged in to your eBay account to redeem your card.
Enter the redemption code in the gift cards, coupons, and eBay Bucks field near the bottom of the checkout page.
Any balance remaining will stay on the card for your next eBay purchase.
How m...</description><pubDate>Wed, 19 Aug 2026 08:20:05 -0400</pubDate></item><item><title>What are the disadvantages of scenario planning?</title><link>https://blog.tonsmann.net/what-are-the-disadvantages-of-scenario-planning.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-are-the-disadvantages-of-scenario-planning.html</guid><description>However, Scenario Planning can also have its limitations. There is subjectivity in scenario design and it may suffer from various processes and content traps. There is weak integration with other planning and forecasting techniques.
Does scenario planning work?
Scenario planning will help us draw a ...</description><pubDate>Wed, 19 Aug 2026 08:16:40 -0400</pubDate></item><item><title>What applies to capital losses?</title><link>https://blog.tonsmann.net/what-applies-to-capital-losses.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-applies-to-capital-losses.html</guid><description>A capital loss is a loss incurred when a capital asset is sold for less than the price it was purchased for. In regards to taxes, capital gains can be offset by capital losses, reducing taxable income by the amount of the capital loss. Capital gains and capital losses are reported on Form 8949.
How ...</description><pubDate>Wed, 19 Aug 2026 07:59:44 -0400</pubDate></item><item><title>Is there a way to defer capital gains tax?</title><link>https://blog.tonsmann.net/is-there-a-way-to-defer-capital-gains-tax.html</link><guid isPermaLink="true">https://blog.tonsmann.net/is-there-a-way-to-defer-capital-gains-tax.html</guid><description>This is the newest way to defer and potentially pay no capital gains tax. By investing unrealized capital gains within 180 days of a stock sale into an Opportunity Fund (the investment vehicle for Opportunity Zones) and holding it for at least 10 years, you have no capital gains on the profit from t...</description><pubDate>Wed, 19 Aug 2026 07:53:19 -0400</pubDate></item><item><title>How many online businesses fail in the first year?</title><link>https://blog.tonsmann.net/how-many-online-businesses-fail-in-the-first-year.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-many-online-businesses-fail-in-the-first-year.html</guid><description>Some studies have shown that 90% of online businesses fail within the first four months of operation.
Do most businesses fail in the first year?
According to data from the U.S. Bureau of Labor Statistics, about 20% of U.S. small businesses fail within the first year. By the end of their fifth year, ...</description><pubDate>Wed, 19 Aug 2026 07:47:41 -0400</pubDate></item><item><title>Can the trustee change the trust?</title><link>https://blog.tonsmann.net/can-the-trustee-change-the-trust.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-the-trustee-change-the-trust.html</guid><description>Generally, no. Most living or revocable trusts become irrevocable upon the death of the trust’s maker or makers. This means that the trust cannot be altered in any way once the successor trustee takes over management of it. A successor trustee may not modify or add or remove beneficiaries from an ir...</description><pubDate>Wed, 19 Aug 2026 07:36:56 -0400</pubDate></item><item><title>What is the best international dating site?</title><link>https://blog.tonsmann.net/what-is-the-best-international-dating-site.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-is-the-best-international-dating-site.html</guid><description>Top 9 International Dating Sites and Apps: Find Dates and Relationships (2021)
eHarmony.
Elite Singles.
Seeking.
Silver Singles.
AdultFriendFinder.
Zoosk.
Match.
Bumble.
Is it bad to be on multiple dating sites?
By being active across multiple apps, you’re definitely increasing your odds of getting ...</description><pubDate>Wed, 19 Aug 2026 07:15:46 -0400</pubDate></item><item><title>Why has my package not been delivered yet?</title><link>https://blog.tonsmann.net/why-has-my-package-not-been-delivered-yet.html</link><guid isPermaLink="true">https://blog.tonsmann.net/why-has-my-package-not-been-delivered-yet.html</guid><description>Make sure you contact your LOCAL post office, and not the USPS hotline. Your local post office will be able to provide quicker, and better service. Ask who delivered the package, and ask for the details of that day’s delivery. If the package still does not show up, please call USPS to file a claim.
...</description><pubDate>Wed, 19 Aug 2026 07:06:13 -0400</pubDate></item><item><title>What does life claim mean?</title><link>https://blog.tonsmann.net/what-does-life-claim-mean.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-does-life-claim-mean.html</guid><description>: to cause someone’s death the fatal illness that claimed her life.
What does it mean when someone has a claim?
A claim is when you express your right to something that belongs to you, like your medical records or the deed to your home. When you make a claim or claim something, you’re demanding it o...</description><pubDate>Wed, 19 Aug 2026 06:26:08 -0400</pubDate></item><item><title>What happens to my student account when I graduate?</title><link>https://blog.tonsmann.net/what-happens-to-my-student-account-when-i-graduate.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-happens-to-my-student-account-when-i-graduate.html</guid><description>After two or three years, dependent on the bank, your graduate account will be converted into a normal current account – with all the interest and fees these entail.
Do graduate students count as college students?
Yes, a graduate student is considered a college student for the calculation of educati...</description><pubDate>Wed, 19 Aug 2026 05:46:29 -0400</pubDate></item><item><title>How do I record a refund on bookkeeping?</title><link>https://blog.tonsmann.net/how-do-i-record-a-refund-on-bookkeeping.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-do-i-record-a-refund-on-bookkeeping.html</guid><description>Recording a Refund on a Credit Sale You will debit the Sales Returns and Allowances with the refund amount. Then you credit your Accounts Receivable. The customer cannot receive cash for a refund when a credit card is used.
What happens when goods are returned in accounting?
When goods returned from...</description><pubDate>Wed, 19 Aug 2026 05:30:25 -0400</pubDate></item><item><title>Do I need to file a German tax return?</title><link>https://blog.tonsmann.net/do-i-need-to-file-a-german-tax-return.html</link><guid isPermaLink="true">https://blog.tonsmann.net/do-i-need-to-file-a-german-tax-return.html</guid><description>Although many people choose to submit one in the hope of receiving a refund, generally if you are a waged employee subject to payroll tax it is not compulsory to submit a German income tax return. You have received extraordinary income, such as severance payments. You wish to apply for tax deduction...</description><pubDate>Wed, 19 Aug 2026 05:27:25 -0400</pubDate></item><item><title>How much value does a basement add to a house?</title><link>https://blog.tonsmann.net/how-much-value-does-a-basement-add-to-a-house.html</link><guid isPermaLink="true">https://blog.tonsmann.net/how-much-value-does-a-basement-add-to-a-house.html</guid><description>The appraised value of finished basement space is generally 50% to 60% of the value of the main level square footage. To maximize the cost/value ratio, the market experts recommend keeping the basement budget below 10% of the existing home’s value.
How much value does a finished basement add to an a...</description><pubDate>Wed, 19 Aug 2026 05:16:14 -0400</pubDate></item><item><title>What form tells you how much you paid in taxes last year?</title><link>https://blog.tonsmann.net/what-form-tells-you-how-much-you-paid-in-taxes-last-year.html</link><guid isPermaLink="true">https://blog.tonsmann.net/what-form-tells-you-how-much-you-paid-in-taxes-last-year.html</guid><description>Employees use Form W-2 to prepare their tax returns. Every employer that paid you at least $600 during the year has to provide you with a W-2 and send a copy to the IRS and the state.
How can I get my tax forms from last year?
Order a Transcript
Online Using Get Transcript. They can use Get Transcri...</description><pubDate>Wed, 19 Aug 2026 05:08:25 -0400</pubDate></item><item><title>Can a company withdraw a payment?</title><link>https://blog.tonsmann.net/can-a-company-withdraw-a-payment.html</link><guid isPermaLink="true">https://blog.tonsmann.net/can-a-company-withdraw-a-payment.html</guid><description>Most individuals think that a bank is the safest place to keep their money. However, in some cases, a company can reach into your account and take out some cash without your permission. The company will even threaten to arrest you if you do not pay your debt, which isn’t true and violates the curren...</description><pubDate>Wed, 19 Aug 2026 05:04:32 -0400</pubDate></item></channel></rss>