https://blog.tonsmann.netBright celeb buzz with polished internet shine.en-usFri, 14 Aug 2026 19:38:57 -0400https://blog.tonsmann.net/how-do-i-get-my-1095-form-from-medicaid-online.htmlhttps://blog.tonsmann.net/how-do-i-get-my-1095-form-from-medicaid-online.htmlHow to find your 1095-A online Log in to your HealthCare.gov account. Under “Your Existing Applications,” select your 2020 application — not your 2021 application. Select “Tax Forms” from the menu on the left. Download all 1095-As shown on the screen. How do I get my 1095-B form? Your other health c...Fri, 14 Aug 2026 23:37:44 -0400https://blog.tonsmann.net/should-you-claim-personal-exemption.htmlhttps://blog.tonsmann.net/should-you-claim-personal-exemption.htmlShould you claim a personal exemption for yourself and for your spouse on your return? Generally, tax exemptions reduce the taxable income on a return. If your gross income is over the filing threshold and no one can claim you as a dependent, you can claim a personal exemption for yourself when you ...Fri, 14 Aug 2026 23:36:34 -0400https://blog.tonsmann.net/what-are-the-guidelines-for-proper-nutrition-during-the-covid-19-quara.htmlhttps://blog.tonsmann.net/what-are-the-guidelines-for-proper-nutrition-during-the-covid-19-quara.htmlSee full answerFor optimal health, it is also important to remember to eat healthily and stay hydrated. WHO recommends drinking water instead of sugar-sweetened beverages. Limit or avoid alcoholic beverages for adults and strictly avoid these in young people, and pregnant and breastfeeding women, or...Fri, 14 Aug 2026 23:35:25 -0400https://blog.tonsmann.net/what-is-the-capital-loss-deduction-limit-for-a-married-couple-filing-a.htmlhttps://blog.tonsmann.net/what-is-the-capital-loss-deduction-limit-for-a-married-couple-filing-a.html$3,000 Married couples Married couples may only deduct up to $3,000 of net capital losses on a joint return or $1,500 each if filing separate returns. Neither spouse may deduct the other’s loss on his separate return. Can k1 losses offset capital gains? Your Schedule K-1 loss will first offset long-...Fri, 14 Aug 2026 23:13:27 -0400https://blog.tonsmann.net/what-taxes-do-expats-have-to-pay.htmlhttps://blog.tonsmann.net/what-taxes-do-expats-have-to-pay.htmlMost expats do not pay US expat taxes because of the Foreign Earned Income Exclusion and Foreign Tax Credit benefits. However, expats still need to file taxes annually if their gross worldwide income is over the filing threshold. So even if you do not owe any taxes to the IRS, you still may need to ...Fri, 14 Aug 2026 23:02:27 -0400https://blog.tonsmann.net/do-you-include-tax-in-total-sales.htmlhttps://blog.tonsmann.net/do-you-include-tax-in-total-sales.htmlWhat Is Gross Sales? Gross sales is a metric for the total sales of a company, unadjusted for the costs related to generating those sales. However, gross sales do not include the operating expenses, tax expenses, or other charges—all of these are deducted to calculate net sales. How do I calculate s...Fri, 14 Aug 2026 22:32:28 -0400https://blog.tonsmann.net/can-i-change-my-address-online-for-direct-express.htmlhttps://blog.tonsmann.net/can-i-change-my-address-online-for-direct-express.htmlOnce you successfully login, you will be able to change your address under the account information. If you need further help, you can call customer service at 1 (888) 741-1115 (toll-free) and a representative will be able to assist you. And that is how you do a Direct Express address change. Will st...Fri, 14 Aug 2026 21:56:55 -0400https://blog.tonsmann.net/how-do-you-politely-cut-someone-off-a-conversation.htmlhttps://blog.tonsmann.net/how-do-you-politely-cut-someone-off-a-conversation.html7 Ways to Politely Shut Down a Conversation Give visual signals. When someone approaches you, pause but not for too long. Excuse yourself. Set an appointment. Listen with distraction. The ‘pass off. Claim a previous engagement. Do unto others. How do you apologize for interruption? When you ne...Fri, 14 Aug 2026 21:36:28 -0400https://blog.tonsmann.net/how-do-you-say-thank-you-for-replying-so-quickly.htmlhttps://blog.tonsmann.net/how-do-you-say-thank-you-for-replying-so-quickly.htmlLess formal Thank you so much for the speedy reply. Thank you so much for your speedy reply. Thank you for the/your quick reply. Thank you for the/your quick response. How do you appreciate someone for quick action? Some examples from the web: Thank you for your prompt attention to this matter. Just...Fri, 14 Aug 2026 21:31:42 -0400https://blog.tonsmann.net/how-do-you-provide-a-citation.htmlhttps://blog.tonsmann.net/how-do-you-provide-a-citation.htmlFor every in-text citation in your paper, there must be a corresponding entry in your reference list. APA in-text citation style uses the author’s last name and the year of publication, for example: (Field, 2005). For direct quotations, include the page number as well, for example: (Field, 2005, p. ...Fri, 14 Aug 2026 21:10:52 -0400https://blog.tonsmann.net/when-fixed-assets-are-purchased.htmlhttps://blog.tonsmann.net/when-fixed-assets-are-purchased.htmlFixed assets are long-term assets that a company has purchased and is using for the production of its goods and services. Fixed assets are noncurrent assets, meaning the assets have a useful life of more than one year. Fixed assets include property, plant, and equipment (PP&E) and are recorded o...Fri, 14 Aug 2026 20:48:01 -0400https://blog.tonsmann.net/how-much-can-i-earn-monthly-while-collecting-social-security.htmlhttps://blog.tonsmann.net/how-much-can-i-earn-monthly-while-collecting-social-security.html$1,580 per month The Social Security earnings limit is $1,580 per month or $18,960 per year in 2021 for someone age 65 or younger. If you earn more than this amount, you can expect to have $1 withheld from your Social Security benefit for every $2 earned above the limit. Can you earn a salary while ...Fri, 14 Aug 2026 20:42:05 -0400https://blog.tonsmann.net/why-is-it-important-to-fill-out-the-w-4-form.htmlhttps://blog.tonsmann.net/why-is-it-important-to-fill-out-the-w-4-form.htmlForm W-4, officially titled Employee’s Withholding Allowance Certificate, is a common and very important tax form. It helps your employer know how much federal income tax to withhold from your paychecks. That means the information you put on your W-4 directly impacts the size of your paychecks. How ...Fri, 14 Aug 2026 20:41:33 -0400https://blog.tonsmann.net/how-do-i-know-if-i-have-an-open-account.htmlhttps://blog.tonsmann.net/how-do-i-know-if-i-have-an-open-account.htmlBegin by checking your credit report. Your credit report will list active accounts that are associated with you. If someone else has opened a bank account in your name recently, it should be listed on your credit report. How do you know if a bank account is business or personal? Sort code just locat...Fri, 14 Aug 2026 20:36:15 -0400https://blog.tonsmann.net/how-much-can-an-employee-contribute-to-a-solo-401k.htmlhttps://blog.tonsmann.net/how-much-can-an-employee-contribute-to-a-solo-401k.htmlContribution limits in a one-participant 401(k) plan The owner can contribute both: Elective deferrals up to 100% of compensation (“earned income” in the case of a self-employed individual) up to the annual contribution limit: $19,500 in 2020 and 2021, or $26,000 in 2020and 2021 if age 50 or over; p...Fri, 14 Aug 2026 20:29:25 -0400https://blog.tonsmann.net/can-f1-student-invest-business.htmlhttps://blog.tonsmann.net/can-f1-student-invest-business.htmlUnder the F1 program, international students are not allowed to own a business. This means that international students cannot earn revenues or salary derived from a business which they operate. Can student on F1 visa invest in stocks? An international student on an F1 visa is allowed to invest in th...Fri, 14 Aug 2026 20:19:40 -0400https://blog.tonsmann.net/what-do-you-need-to-know-about-form-2555.htmlhttps://blog.tonsmann.net/what-do-you-need-to-know-about-form-2555.htmlIf you qualify, you can use Form 2555 to figure your foreign earned income exclusion and your housing exclusion or deduction. You cannot exclude or deduct more than your foreign earned income for the year. General Information Can you deduct foreign earned income on Form 2555? If you qualify, you can...Fri, 14 Aug 2026 20:19:14 -0400https://blog.tonsmann.net/how-do-you-set-yourself-up-as-a-1099-contractor.htmlhttps://blog.tonsmann.net/how-do-you-set-yourself-up-as-a-1099-contractor.htmlTo set yourself up as a self-employed taxpayer with the IRS, you simply start paying estimated taxes (on Form 1040-ES, Estimated Tax for Individuals) and file Schedule C, Profit or Loss From Business, and Schedule SE, Self-Employment Tax, with your Form 1040 tax return each April. Do 1099 contractor...Fri, 14 Aug 2026 19:48:40 -0400https://blog.tonsmann.net/what-are-the-three-types-of-kinship-provided-by-relatives-care.htmlhttps://blog.tonsmann.net/what-are-the-three-types-of-kinship-provided-by-relatives-care.htmlKinship care arrangements fall roughly into three categories: (1) informal kinship care, (2) voluntary kinship care, and (3) formal kinship care. Informal kinship care refers to arrangements made by parents and other family members without any involvement from either the child welfare agency or the ...Fri, 14 Aug 2026 19:46:32 -0400https://blog.tonsmann.net/when-was-oklahoma-acquired-by-the-united-states.htmlhttps://blog.tonsmann.net/when-was-oklahoma-acquired-by-the-united-states.htmlAreas of Oklahoma east of its panhandle were acquired in the Louisiana Purchase of 1803, while the Panhandle was not acquired until the U.S. land acquisitions following the Mexican–American War . Most of Oklahoma was set aside as Indian Territory before the Civil War. How did the Supreme Court rule ...Fri, 14 Aug 2026 18:56:37 -0400https://blog.tonsmann.net/who-needs-to-get-a-1099-form.htmlhttps://blog.tonsmann.net/who-needs-to-get-a-1099-form.htmlAnyone your business paid $600 or more in non-employee compensation over the year must be issued a Form 1099-MISC. According to IRS guidance, a form 1099-MISC may be required if a company makes the following types of payments: At least $10 in royalties or broker payments in lieu of dividends or tax-...Fri, 14 Aug 2026 18:42:35 -0400https://blog.tonsmann.net/who-can-claim-the-child-tax-credit.htmlhttps://blog.tonsmann.net/who-can-claim-the-child-tax-credit.htmlThese people qualify for the full Child Tax Credit: Married couples with income under $150,000. Families with a single parent (also called Head of Household) with income under $112,500. Everyone else with income under $75,000. Do you need income to claim child tax credit? Parents don’t need to be em...Fri, 14 Aug 2026 18:31:21 -0400https://blog.tonsmann.net/are-craft-sales-taxable.htmlhttps://blog.tonsmann.net/are-craft-sales-taxable.htmlCraft items are taxable as goods. If you teach a class on making your craft, teaching is a service and wouldn’t be taxable. Other states tax both goods and services, so you’ll have to check with your state to be sure. Six states collect no sales tax at all — Alaska, Montana, Hawaii, Oregon, Delaware...Fri, 14 Aug 2026 18:28:14 -0400https://blog.tonsmann.net/can-i-claim-my-inlaws-as-dependents.htmlhttps://blog.tonsmann.net/can-i-claim-my-inlaws-as-dependents.htmlNo, if you do not provide any financial support and they do not live with you-you cannot claim them as dependents. In order to claim your inlaws as dependents, you would have to provide more than 50% of their support. How do you deal with a mother in law who lives with you? 10 Ways To Deal With An O...Fri, 14 Aug 2026 18:20:35 -0400https://blog.tonsmann.net/what-advantages-does-the-s-corporation-give-to-the-small-business-owne.htmlhttps://blog.tonsmann.net/what-advantages-does-the-s-corporation-give-to-the-small-business-owne.htmlOne major advantage of an S corporation is that it provides owners limited liability protection, regardless of its tax status. Limited liability protection means that the owners’ personal assets are shielded from the claims of business creditors—whether the claims arise from contracts or litigation....Fri, 14 Aug 2026 17:58:22 -0400https://blog.tonsmann.net/how-much-can-i-give-my-son-without-paying-gift-tax.htmlhttps://blog.tonsmann.net/how-much-can-i-give-my-son-without-paying-gift-tax.htmlThe key words here are “per person.”. If your son and his spouse want to buy a house and you want to give them $30,000 for a down payment, you can do that without paying a gift tax. You can attribute $15,000 for that year to each of them. How much money can a couple give to a son in law? A couple ca...Fri, 14 Aug 2026 17:48:35 -0400https://blog.tonsmann.net/who-receives-a-1042s.htmlhttps://blog.tonsmann.net/who-receives-a-1042s.htmlEmployees and/or students that are foreign nationals will receive a Form 1042-S. A Form 1042-S is a year-end federal tax document given to a non-resident alien who received wages that were exempt from federal and state tax withholding by a tax treaty and/or received a non-qualified taxable scholarsh...Fri, 14 Aug 2026 17:31:41 -0400https://blog.tonsmann.net/what-is-the-maximum-non-cash-charitable-deduction-for-2020.htmlhttps://blog.tonsmann.net/what-is-the-maximum-non-cash-charitable-deduction-for-2020.html$300 However, for 2020, individuals who do not itemize their deductions may deduct up to $300 from gross income for their qualified cash charitable contributions to public charities, private operating foundations, and federal, state, and local governments. Do I need appraisal for non-cash donations?...Fri, 14 Aug 2026 17:25:08 -0400https://blog.tonsmann.net/how-do-you-pay-taxes-on-a-five-year-payment-plan.htmlhttps://blog.tonsmann.net/how-do-you-pay-taxes-on-a-five-year-payment-plan.htmlThe refund will be treated like any other payment that is made during the plan. Complete, sign and return the Five Year Payment Plan Contract to the Tax Collector’s Office prior to the deadline. Pay at least 20% of the total amount, plus all other current year taxes due and a $94 fee. How to start a...Fri, 14 Aug 2026 17:05:51 -0400https://blog.tonsmann.net/what-happens-if-you-move-out-of-california.htmlhttps://blog.tonsmann.net/what-happens-if-you-move-out-of-california.htmlThis means that if the move is not imminent, they would be able take a temporary job if one exists in the meantime. Can a Californian claim UI if they move to another state? UI Claims and Moving to Another State If a Californian wishes to move to a new state while collecting unemployment insurance b...Fri, 14 Aug 2026 16:49:21 -0400https://blog.tonsmann.net/do-you-report-employer-401k-contributions-on-w-2.htmlhttps://blog.tonsmann.net/do-you-report-employer-401k-contributions-on-w-2.htmlThe employer reports elective deferrals on the participant’s Form W-2, Wage and Tax Statement PDF. Although these amounts are not treated as current income for federal income tax purposes, they are included as wages subject to social security (FICA), Medicare, and federal unemployment taxes (FUTA). ...Fri, 14 Aug 2026 16:42:39 -0400https://blog.tonsmann.net/when-should-you-contact-an-accountant.htmlhttps://blog.tonsmann.net/when-should-you-contact-an-accountant.htmlYou should hire an accountant for your small business when you need help with the collection, analysis and reporting of financial information. Accountants can interpret your financial data in order to help you make better business decisions when it comes to your company’s money. Does Canada need acc...Fri, 14 Aug 2026 16:25:34 -0400https://blog.tonsmann.net/how-do-i-change-my-employer-address-in-quickbooks.htmlhttps://blog.tonsmann.net/how-do-i-change-my-employer-address-in-quickbooks.htmlSelect the Gear icon at the top, then Account and Settings)….Change the company address, business number (BN), and email Select the Pencil icon in the Contact info section to edit your contact details. Select the Pencil icon in the Address section if you need to edit the company address. Does QuickB...Fri, 14 Aug 2026 16:10:01 -0400https://blog.tonsmann.net/how-do-i-get-texas-agricultural-or-timber-registration.htmlhttps://blog.tonsmann.net/how-do-i-get-texas-agricultural-or-timber-registration.htmlTo claim a tax exemption on qualifying items, you must apply for an agricultural and timber registration number (Ag/Timber Number) from the Comptroller. You must include the Ag/Timber Number on the agricultural exemption certificate (PDF) or the timber exemption certificate (PDF) when buying qualify...Fri, 14 Aug 2026 16:09:48 -0400https://blog.tonsmann.net/can-an-independent-contractor-work-for-multiple-companies.htmlhttps://blog.tonsmann.net/can-an-independent-contractor-work-for-multiple-companies.htmlWhile some independent contractors set an hourly rate for their work, others are paid per job or project. And like the typical freelancer, independent contractors can work with multiple companies during the same period of time. What are independent contractor services? An independent contractor is a...Fri, 14 Aug 2026 16:03:34 -0400https://blog.tonsmann.net/does-va-disability-change-if-i-move.htmlhttps://blog.tonsmann.net/does-va-disability-change-if-i-move.htmlSince you are moving from one state to another, not only do you have to change your address, you must also change your VA Regional Office. When changing Regional Offices, you will likely encounter delays. You must request your claims file be transferred to your new VA Regional Office. Can you get di...Fri, 14 Aug 2026 16:00:38 -0400https://blog.tonsmann.net/are-perpetual-easements-taxable.htmlhttps://blog.tonsmann.net/are-perpetual-easements-taxable.htmlTemporary easements exist only for a limited number of years. They are treated as rent or lease income. Permanent easements are perpetual or don’t have a specified end date. Generally, the income will be taxed at favorable capital gains tax rates. Are pipeline damages taxable? You don’t usually repo...Fri, 14 Aug 2026 15:36:51 -0400https://blog.tonsmann.net/can-a-business-use-fha.htmlhttps://blog.tonsmann.net/can-a-business-use-fha.htmlIf you own a business that is an LLC, you can get an FHA loan. However, the FHA loan cannot be in the name of the LLC. Are their FHA Bank Statement Loans? Bank statement loans are for self-employed borrowers who would qualify using bank deposits rather than the net income on their tax returns. How d...Fri, 14 Aug 2026 15:28:55 -0400https://blog.tonsmann.net/are-there-penalties-for-not-paying-estimated-taxes.htmlhttps://blog.tonsmann.net/are-there-penalties-for-not-paying-estimated-taxes.htmlIf you don’t pay enough tax through withholding and estimated tax payments, you may be charged a penalty. You also may be charged a penalty if your estimated tax payments are late, even if you are due a refund when you file your tax return. Why do I have to make an estimated tax payment? Estimated t...Fri, 14 Aug 2026 15:28:26 -0400https://blog.tonsmann.net/how-do-you-use-this-raises-the-question-in-a-sentence.htmlhttps://blog.tonsmann.net/how-do-you-use-this-raises-the-question-in-a-sentence.htmlSentence examples for this raises the question from inspiring English sources. This raises the question of intent. this raises the question of 2017. This raises the question of whether torture works. How do you raise a question? Use these guidelines when developing questions: Plan your questions. K...Fri, 14 Aug 2026 15:02:12 -0400https://blog.tonsmann.net/how-do-you-calculate-excess-contribution-to-roth-ira.htmlhttps://blog.tonsmann.net/how-do-you-calculate-excess-contribution-to-roth-ira.htmlCalculate your excess Roth IRA withdrawal by subtracting your contribution by the contribution limit. For example, if you contributed $5,000 but received a large bonus rendering your ineligible to contribute to a Roth IRA, you would subtract $0 from $5,000 to find your excess contribution equals $5,...Fri, 14 Aug 2026 15:00:01 -0400https://blog.tonsmann.net/what-if-my-name-is-different-on-my-w-2.htmlhttps://blog.tonsmann.net/what-if-my-name-is-different-on-my-w-2.htmlYou do not need to change your name on your W-2 in Turbo Tax. As a side note your employer really should have changed your name on the W-2 since they could face a penalty for reporting a W-2 with a name and social that do not match. This isn’t your problem though and shouldn’t effect your ability to...Fri, 14 Aug 2026 14:59:11 -0400https://blog.tonsmann.net/can-you-claim-capital-loss-on-tax-return.htmlhttps://blog.tonsmann.net/can-you-claim-capital-loss-on-tax-return.htmlYou can’t deduct a capital loss from your assessable income, but in most cases it can be used to reduce a capital gain you made in 2019–20. If you made no capital gain in 2019–20, defer the capital loss until you make a capital gain. How do I claim a non capital loss on my tax return? To carry a non...Fri, 14 Aug 2026 14:46:46 -0400https://blog.tonsmann.net/what-are-the-legal-issues-need-to-be-considered-by-your-startup.htmlhttps://blog.tonsmann.net/what-are-the-legal-issues-need-to-be-considered-by-your-startup.htmlTop 6 Legal Issues for Startups Business Structure. The type of business structure you decide on for your startup impacts your funding opportunities, tax responsibilities and personal liability. Founders/Shareholders Agreement. Employees. Contracts. Shares & Equity. Intellectual Property. A...Fri, 14 Aug 2026 14:31:35 -0400https://blog.tonsmann.net/is-there-withholding-tax-on-canadian-dividends.htmlhttps://blog.tonsmann.net/is-there-withholding-tax-on-canadian-dividends.htmlDividends – Dividends paid by a Canadian resident corporation to a nonresident are subject to a 25% tax, unless the rate is reduced under a tax treaty. Other – Depending on the facts, certain rental payments and management fees may be subject to a 25% withholding tax, unless the rate is reduced unde...Fri, 14 Aug 2026 14:31:02 -0400https://blog.tonsmann.net/what-do-i-need-to-bring-to-my-f-1-visa-appointment.htmlhttps://blog.tonsmann.net/what-do-i-need-to-bring-to-my-f-1-visa-appointment.htmlWhat to Bring to Your F1 Student Visa Interview A valid passport; must be valid for at least 6 months after you plan to enter the USA. Non-immigrant Visa Application, Form DS-160 (you can print the confirmation page online) Receipt of your application payment. Receipt of your I-901 SEVIS fee payment...Fri, 14 Aug 2026 14:29:05 -0400https://blog.tonsmann.net/how-long-does-an-employer-have-to-hold-a-job-for-someone-on-disability.htmlhttps://blog.tonsmann.net/how-long-does-an-employer-have-to-hold-a-job-for-someone-on-disability.htmlIt depends on whether the disability is work related or not. If work related usually 1 year. If not work related, if you qualify under family medical leave act, then you can take up to 12 weeks. To qualify, there has to be a minimum of 50 employees, you have worked there for a year, and have been fu...Fri, 14 Aug 2026 14:27:12 -0400https://blog.tonsmann.net/is-divorced-daughter-eligible-for-family-pension.htmlhttps://blog.tonsmann.net/is-divorced-daughter-eligible-for-family-pension.htmlJitendra Singh. Rules have been relaxed for divorced daughters to receive Family Pension and now a daughter will be entitled to receive the Family Pension even if the divorce had not finally taken place but the divorce petition had been filed by her during the lifetime of her deceased parent employe...Fri, 14 Aug 2026 14:24:56 -0400https://blog.tonsmann.net/what-is-an-advantage-of-homeownership.htmlhttps://blog.tonsmann.net/what-is-an-advantage-of-homeownership.htmlOwning a home can reduce the amount you pay in income taxes each year. Your mortgage interest and property tax payments may be deductible from your federal taxes, as well as many state taxes. Certain closing costs and loan discount points also may be tax deductible1. Do I get a tax break for being a...Fri, 14 Aug 2026 13:15:57 -0400https://blog.tonsmann.net/can-a-canadian-be-a-partner-in-an-llc.htmlhttps://blog.tonsmann.net/can-a-canadian-be-a-partner-in-an-llc.htmlIf you are a Canadian resident who owns U.S. property through an LLC, the IRS will first tax any income you earn from the property. On the U.S. side, you will elect to treat the LLC as a designated entity, partnership or corporation. You, as a Canadian investor, purchase a U.S. rental property throu...Fri, 14 Aug 2026 12:58:13 -0400https://blog.tonsmann.net/can-employer-reimburse-employee-for-cobra-premiums.htmlhttps://blog.tonsmann.net/can-employer-reimburse-employee-for-cobra-premiums.htmlEmployer reimbursement The employer pays full COBRA or state continuation premiums and administrative fees. The employee pays zero. If an employee provides payment during the subsidy period, then the employer must provide reimbursement. Can I get reimbursed for COBRA? The premium will be reimbursed ...Fri, 14 Aug 2026 12:54:57 -0400https://blog.tonsmann.net/is-there-a-reason-worry.htmlhttps://blog.tonsmann.net/is-there-a-reason-worry.htmlA big event or a buildup of smaller stressful life situations may trigger excessive anxiety — for example, a death in the family, work stress or ongoing worry about finances. Personality. People with certain personality types are more prone to anxiety disorders than others are. Other mental health d...Fri, 14 Aug 2026 12:14:59 -0400https://blog.tonsmann.net/what-questions-should-i-ask-my-bank.htmlhttps://blog.tonsmann.net/what-questions-should-i-ask-my-bank.htmlYour bank account: 10 questions to ask Can I use an ATM for free? What happens if I try to withdraw more money than I have in my account? Is there a fee? Do I need to keep a certain amount of money in my account? Is there a branch nearby? Can I access my account information online? Is mobile b...Fri, 14 Aug 2026 12:12:39 -0400https://blog.tonsmann.net/what-is-the-residuary-estate-of-a-testator.htmlhttps://blog.tonsmann.net/what-is-the-residuary-estate-of-a-testator.htmlA residuary estate, in the law of wills, is any portion of the testator’s estate that is not specifically devised to someone in the will, or any property that is part of such a specific devise that fails. It is also known as a residual estate or simply residue. What is a residuary clause of a will? ...Fri, 14 Aug 2026 11:26:30 -0400https://blog.tonsmann.net/how-much-do-you-have-to-make-at-a-job-to-claim-it-on-taxes.htmlhttps://blog.tonsmann.net/how-much-do-you-have-to-make-at-a-job-to-claim-it-on-taxes.htmlYou must file a 2018 return if: You had more than $1,050 of unearned income (typically from investments). You had more than $12,000 of earned income (typically from a job or self-employment activity). Your gross income was more than the larger of $1,050 or earned income up to $11,650 plus $350. How ...Fri, 14 Aug 2026 10:50:42 -0400https://blog.tonsmann.net/can-a-new-employer-ask-for-your-w-2.htmlhttps://blog.tonsmann.net/can-a-new-employer-ask-for-your-w-2.html“No federal law prohibits an employer from requesting a W-2 to verify past employment or salary history,” explained Nathaniel Glasser, an attorney with Epstein Becker Green in Washington, D.C. He noted, however, that certain state laws may ban such inquiries or prohibit employers from asking for the...Fri, 14 Aug 2026 10:38:19 -0400https://blog.tonsmann.net/can-you-get-a-refund-if-your-mail-is-stolen.htmlhttps://blog.tonsmann.net/can-you-get-a-refund-if-your-mail-is-stolen.htmlIf your USPS lost package was insured, you should be able to get a refund directly from USPS. If your USPS package was stolen, you should be able to go through the seller to receive a replacement or refund. What happens if delivered package is stolen? If your stolen package was delivered by a major ...Fri, 14 Aug 2026 09:36:36 -0400https://blog.tonsmann.net/can-a-20-year-old-be-a-professor.htmlhttps://blog.tonsmann.net/can-a-20-year-old-be-a-professor.htmlThis is a funny question – on average, most professors are middle aged (late 30s to late 40s) and older, some much older. It is technically possible, but not terribly easy, to be a professor in your 20s. I was pretty young to start college at age 17, finished at 21. I, then, entered a 5-year master’...Fri, 14 Aug 2026 09:34:44 -0400https://blog.tonsmann.net/does-k1-include-w-2.htmlhttps://blog.tonsmann.net/does-k1-include-w-2.htmlYou will include the W-2 and Schedule K-1 in your personal tax return. Schedule K-1 is not reported on a Schedule C. You can use Turbo Tax Premier to include K-1 information. You do not need to use Turbo Tax Self Employed. Is a K-1 the same as a W-2? One of the major changes in becoming a partner is...Fri, 14 Aug 2026 09:32:01 -0400https://blog.tonsmann.net/can-i-still-make-a-529-contribution-for-2019.htmlhttps://blog.tonsmann.net/can-i-still-make-a-529-contribution-for-2019.htmlContributions to a 529 plan are not tax deductible at the federal level, but over 30 states offer a state income tax deduction or credit for 529 plan contributions. Most states have a December 31 deadline for 529 plan contributions to qualify for a tax benefit, but six states have April deadlines. W...Fri, 14 Aug 2026 09:29:50 -0400https://blog.tonsmann.net/what-do-you-need-to-know-about-form-990.htmlhttps://blog.tonsmann.net/what-do-you-need-to-know-about-form-990.htmlAbout Form 990, Return of Organization Exempt from Income Tax. Tax-exempt organizations, nonexempt charitable trusts, and section 527 political organizations file this form to provide the IRS with the information required by section 6033. Form 990. Can a political organization file a Form 990-EZ? Fo...Fri, 14 Aug 2026 09:21:21 -0400https://blog.tonsmann.net/what-is-the-capital-gains-tax-on-inherited-stock.htmlhttps://blog.tonsmann.net/what-is-the-capital-gains-tax-on-inherited-stock.htmlUpon the sale of inherited collectibles, there is a hefty 28% capital gains tax rate, as compared to the 15% to 20% that applies to most capital assets. To determine the cost basis, you use the value at the date of death or the alternate valuation date. Are inherited capital gains taxed? Will you ow...Fri, 14 Aug 2026 08:52:40 -0400https://blog.tonsmann.net/do-you-have-to-pay-taxes-on-a-j-1-visa.htmlhttps://blog.tonsmann.net/do-you-have-to-pay-taxes-on-a-j-1-visa.htmlJ-1 aliens who become U.S. tax residents or change their visa status to other work visa types (other than F, M or Q visa) are subject to Social Security and Medicare taxes on their wages. What do you need to know about the J1 visa? J1 Visa – Overview, Eligibility & Validity Details. The J1 visa ...Fri, 14 Aug 2026 07:58:10 -0400https://blog.tonsmann.net/is-there-a-copy-of-the-2017-form-1099-r.htmlhttps://blog.tonsmann.net/is-there-a-copy-of-the-2017-form-1099-r.html2017 Form 1099-R Attention: Copy A of this form is provided for informational purposes only. Copy A appears in red, similar to the official IRS form. The official printed version of Copy A of this IRS form is scannable, but the online version of it, printed from this website, is not. Do not What do ...Fri, 14 Aug 2026 07:45:37 -0400https://blog.tonsmann.net/why-is-the-transaction-date-an-important-date-to-be-on-your-credit-car.htmlhttps://blog.tonsmann.net/why-is-the-transaction-date-an-important-date-to-be-on-your-credit-car.htmlWhy the closing date is important The credit card company also prepares your bill on this date. Know that your balance on the statement closing date is the balance that will be reported to the credit bureaus. So, each account statement includes every charge from the last closing date until the curre...Fri, 14 Aug 2026 07:33:22 -0400https://blog.tonsmann.net/how-many-kids-in-care-get-adopted.htmlhttps://blog.tonsmann.net/how-many-kids-in-care-get-adopted.html111 children were adopted from care during 2019/20, an increase of 52% from last year. The average age of children at the time of adoption was 4 years 2 months. Children wait on average 3 years and 1 month to be adopted. 33% of children who were adopted were aged 5-15 years. How much do adoptive par...Fri, 14 Aug 2026 07:09:47 -0400https://blog.tonsmann.net/what-is-subject-to-ma-use-tax.htmlhttps://blog.tonsmann.net/what-is-subject-to-ma-use-tax.htmlUse tax is due when: The total purchase price of many imports is subject to “use tax.” Goods are purchased and imported into Massachusetts for personal use, such as jewelry, artwork, antiques, furniture, computers, appliances or household items and sales or use tax has not been paid. Is Massachusett...Fri, 14 Aug 2026 06:52:38 -0400https://blog.tonsmann.net/how-do-i-claim-super-contributions-on-my-taxes.htmlhttps://blog.tonsmann.net/how-do-i-claim-super-contributions-on-my-taxes.htmlBefore you can claim a deduction for your personal super contributions, you must give your super fund a Notice of intent to claim or vary a deduction for personal contributions form (NAT 71121) and receive an acknowledgement from your fund. There are other eligibility criteria that you must meet. Ca...Fri, 14 Aug 2026 06:44:32 -0400https://blog.tonsmann.net/can-a-defendant-claim-expenses.htmlhttps://blog.tonsmann.net/can-a-defendant-claim-expenses.htmlYou can only claim certain costs against your opponent if you win in the Small Claims Court. These are known as “Fixed Costs”. They include any court fee you have paid, but not your solicitor’s charges. You can claim your travel expenses and loss of earnings if these relate to your attendance at cou...Fri, 14 Aug 2026 06:39:56 -0400https://blog.tonsmann.net/how-do-you-give-customers-receipts.htmlhttps://blog.tonsmann.net/how-do-you-give-customers-receipts.htmlWhat information must I put on a receipt? your company’s details including name, address, phone number and/or email address. the date of transaction showing date, month and year. a list of products or services showing a brief description of the product and quantity sold. What are customer receipts? ...Fri, 14 Aug 2026 06:21:00 -0400https://blog.tonsmann.net/is-a-new-w-4-form-required-every-year.htmlhttps://blog.tonsmann.net/is-a-new-w-4-form-required-every-year.htmlNo. Employees who have furnished Form W-4 in any year before 2020 are not required to furnish a new form merely because of the redesign. Employers will continue to compute withholding based on the information from the employee’s most recently furnished Form W-4. How long do you have to file a 10 99?...Fri, 14 Aug 2026 06:19:49 -0400https://blog.tonsmann.net/is-sp-500-an-etf-or-mutual-fund.htmlhttps://blog.tonsmann.net/is-sp-500-an-etf-or-mutual-fund.htmlVanguard S&P 500 ETF (VOO) As its name suggests, the Vanguard S&P 500 tracks the S&P 500 index, and it’s one of the largest funds on the market with hundreds of billions in the fund. This ETF began trading in 2010, and it’s backed by Vanguard, one of the powerhouses of the fund industry....Fri, 14 Aug 2026 05:58:34 -0400https://blog.tonsmann.net/what-are-the-canadian-tax-brackets-for-2019.htmlhttps://blog.tonsmann.net/what-are-the-canadian-tax-brackets-for-2019.htmlWhat are the Canada tax brackets for 2019? Taxable Income Tax Rate Up to $47,630 15% Over $47,630 up to $95,259 20.5% Over $95,259 up to $147,667 26% Over $147,667 up to $210,371 29% What is withholding tax for a company? Tax withholding is a way for the U.S. government to tax at the source of incom...Fri, 14 Aug 2026 05:57:57 -0400https://blog.tonsmann.net/what-time-are-we-in-florida-right-now.htmlhttps://blog.tonsmann.net/what-time-are-we-in-florida-right-now.htmlCurrent Local Time in Locations in Florida with Links for More Information (55 Locations) Orlando * Thu 9:26 pm Palm Coast * Thu 9:26 pm Palmetto * Thu 9:26 pm Panama City * Thu 8:26 pm What is my timezone if I live in Florida? Eastern Time Zone Most of Florida is in the Eastern Time Zone (UTC−05:00...Fri, 14 Aug 2026 05:36:58 -0400https://blog.tonsmann.net/how-do-you-change-from-partnership-to-sole.htmlhttps://blog.tonsmann.net/how-do-you-change-from-partnership-to-sole.htmlNavigate to the Employer Identification Number application page on the Internal Revenue Service website. Click on “Apply online now” to register the change in ownership of your company. You’ll need a new EIN when your business changes from a partnership to a sole proprietorship. What is a partnershi...Fri, 14 Aug 2026 05:33:35 -0400https://blog.tonsmann.net/what-is-allocation-of-purchase-price-in-asset-sale.htmlhttps://blog.tonsmann.net/what-is-allocation-of-purchase-price-in-asset-sale.htmlWhen selling a business, it’s important to allocate a purchase price for the business’s assets. Allocating a purchase price occurs with both stock sales and non-stock sales. In most cases, selling a business either involves selling the business’s stock or selling the assets of the corporation. Can A...Fri, 14 Aug 2026 05:22:14 -0400https://blog.tonsmann.net/can-i-use-business-credit-card-rewards-for-personal-use.htmlhttps://blog.tonsmann.net/can-i-use-business-credit-card-rewards-for-personal-use.htmlIt’s generally OK to spend rewards from a business credit card on personal trips as well as business trips, since rewards usually aren’t taxable. If your business is a corporation or limited liability company (LLC), don’t use your business credit card for personal expenses, such as haircuts or cloth...Fri, 14 Aug 2026 05:10:25 -0400https://blog.tonsmann.net/what-are-the-landlords-maintenance-responsibilities.htmlhttps://blog.tonsmann.net/what-are-the-landlords-maintenance-responsibilities.htmlWhat Are a Landlord’s Property Maintenance Responsibilities? Supply Proper Trash Receptacles: Provide Running Water: Maintain Common Areas of the Property: Perform Repairs: Make Sure All Vital Services Are Working: Keep Their Unit Free From Sanitary Hazards: Keep Their Unit Free From Safety Ha...Fri, 14 Aug 2026 04:47:42 -0400https://blog.tonsmann.net/can-i-file-my-own-taxes-as-a-sole-proprietor.htmlhttps://blog.tonsmann.net/can-i-file-my-own-taxes-as-a-sole-proprietor.htmlSole proprietors file need to file two forms to pay federal income tax for the year. Firstly, there’s Form 1040, which is the individual tax return. Secondly, there’s Schedule C, which reports business profit and loss. Form 1040 reports your personal income, while Schedule C is where you’ll record b...Fri, 14 Aug 2026 04:34:22 -0400https://blog.tonsmann.net/when-do-you-qualify-for-social-security-disability.htmlhttps://blog.tonsmann.net/when-do-you-qualify-for-social-security-disability.htmlYou may qualify for Social Security benefits or SSI disability payments if you’re blind. We consider you to be blind if your vision can’t be corrected to better than 20/200 in your better eye or if your visual field is 20 degrees or less in your better eye for a period that lasted or is expected to ...Fri, 14 Aug 2026 04:10:27 -0400https://blog.tonsmann.net/who-pays-the-mortgage-husband-or-wife.htmlhttps://blog.tonsmann.net/who-pays-the-mortgage-husband-or-wife.htmlThis makes the mortgage a community debt, and under California law, both you and your husband are equally responsible for paying it. Can my husband pay my mortgage? Nothing happens to your mortgage when you divorce or separate. It doesn’t change. All parties on a joint mortgage are jointly and sever...Fri, 14 Aug 2026 04:06:20 -0400https://blog.tonsmann.net/is-qualified-mortgage-insurance-deductible-in-2020.htmlhttps://blog.tonsmann.net/is-qualified-mortgage-insurance-deductible-in-2020.htmlThe mortgage insurance premium deduction is available through tax year 2020. Starting in 2021 the deduction will not be available unless extended by Congress. Can I deduct upfront mortgage insurance premium? If you paid a really big upfront mortgage insurance premium at the closing table, you may be...Fri, 14 Aug 2026 03:54:14 -0400https://blog.tonsmann.net/can-corporations-have-installment-sales.htmlhttps://blog.tonsmann.net/can-corporations-have-installment-sales.htmlAs a result of this new amendment, sellers that are on the accrual method of accounting (i.e., all public corporations, most private corporations, and many partnerships and limited liability companies), will not be entitled to use the installment method. Can an S Corp report an installment sale? See...Fri, 14 Aug 2026 03:34:02 -0400https://blog.tonsmann.net/how-far-does-a-100k-salary-go.htmlhttps://blog.tonsmann.net/how-far-does-a-100k-salary-go.htmlIf you make $100,000 a year living in the region of California, USA, you will be taxed $30,460. That means that your net pay will be $69,540 per year, or $5,795 per month. Your average tax rate is 30.5% and your marginal tax rate is 43.1%. What is the monthly income on $100000? Converting $100,000 a...Fri, 14 Aug 2026 03:26:13 -0400https://blog.tonsmann.net/does-it-matter-when-a-w9-is-signed.htmlhttps://blog.tonsmann.net/does-it-matter-when-a-w9-is-signed.htmlThe certification instructions on the W-9 form state that generally for “payments other than interest and dividends, you are not required to sign the certification, but you must provide your correct TIN.” As most companies outside of the financial sector don’t deal with financial transactions, they ...Fri, 14 Aug 2026 02:55:27 -0400https://blog.tonsmann.net/how-much-does-simple-moving-labor-cost.htmlhttps://blog.tonsmann.net/how-much-does-simple-moving-labor-cost.htmlThe average cost of a simple local move is $2,300 for four movers at $200 per hour. And if you’re embarking on an interstate move, it’s going to cost you even more – upwards of $4,300. Fortunately for those looking to save money, there are less expensive alternatives to hiring a moving company. Is m...Fri, 14 Aug 2026 02:51:55 -0400https://blog.tonsmann.net/do-you-need-an-ein-to-open-an-estate-account.htmlhttps://blog.tonsmann.net/do-you-need-an-ein-to-open-an-estate-account.htmlThe EIN is the equivalent of a social security number for the estate. Just as you need your SSN to open an individual bank account or an EIN to open a business account, you need an EIN to open an estate bank account. After obtaining administration letters or letters testamentary, you can apply for a...Fri, 14 Aug 2026 02:48:24 -0400https://blog.tonsmann.net/when-is-the-deadline-to-file-taxes-for-2017.htmlhttps://blog.tonsmann.net/when-is-the-deadline-to-file-taxes-for-2017.htmlIRS Tax Tip 2017-51, April 20, 2017 April 18 was this year’s deadline for most people to file their federal tax return and pay any tax they owe. If taxpayers are due a refund, there is no penalty if they file a late tax return. When do you get your tax refund for 2017? You can only claim 2017 Tax Re...Fri, 14 Aug 2026 02:44:14 -0400https://blog.tonsmann.net/what-is-the-most-you-can-afford-for-rent.htmlhttps://blog.tonsmann.net/what-is-the-most-you-can-afford-for-rent.htmlHow much rent is too much? Most experts — and the federal government — recommend that you shouldn’t spend more than 30 percent of your gross monthly income on rent. Your total living expenses (rent, utilities, groceries and other essentials) should be less than 50 percent of your net monthly househo...Fri, 14 Aug 2026 02:43:09 -0400https://blog.tonsmann.net/can-a-401k-hardship-withdrawal-turn-into-an-administrative-hardship.htmlhttps://blog.tonsmann.net/can-a-401k-hardship-withdrawal-turn-into-an-administrative-hardship.htmlSupport and shape the future of talent management live online, or in-person. Requests by 401 (k) plan participants to take hardship distributions from their accounts can turn into an administrative hardship for HR plan administrators, but there are ways to make handling these requests work—both for ...Fri, 14 Aug 2026 02:27:25 -0400https://blog.tonsmann.net/can-you-be-served-by-email-in-california.htmlhttps://blog.tonsmann.net/can-you-be-served-by-email-in-california.htmlThe court may electronically serve the notice on any party that has consented to receive electronic service. Any party may serve and file an opposition within 10 days after notice is mailed, electronically served, or such later time as the court may specify. Can you refuse to be served papers in Cal...Fri, 14 Aug 2026 02:27:06 -0400https://blog.tonsmann.net/do-ira-transfers-need-to-be-reported-to-irs.htmlhttps://blog.tonsmann.net/do-ira-transfers-need-to-be-reported-to-irs.htmlAn eligible rollover of funds from one IRA to another is a non-taxable transaction. Even though you aren’t required to pay tax on this type of activity, you still must report it to the Internal Revenue Service. Reporting your rollover is relatively quick and easy – all you need is your 1099-R and 10...Fri, 14 Aug 2026 02:18:00 -0400https://blog.tonsmann.net/does-a-series-llc-file-one-tax-return.htmlhttps://blog.tonsmann.net/does-a-series-llc-file-one-tax-return.htmlFor tax purposes, the Internal Revenue Service treats the series LLC very similarly to a traditional LLC. For now, the IRS regards the series LLC as one big entity. This means, each series within the structure is not considered separate companies and therefore does not require separate returns. How ...Fri, 14 Aug 2026 02:05:05 -0400https://blog.tonsmann.net/what-is-included-in-cost-of-equipment.htmlhttps://blog.tonsmann.net/what-is-included-in-cost-of-equipment.htmlThe cost of equipment, vehicles, and furniture includes the purchase price, sales taxes, transportation fees, insurance paid to cover the item during shipment, assembly, installation, and all other costs associated with making the item ready for use. Is purchase of equipment an expense? When equipme...Fri, 14 Aug 2026 02:02:04 -0400https://blog.tonsmann.net/can-you-deduct-travel-expenses-if-reimbursed.htmlhttps://blog.tonsmann.net/can-you-deduct-travel-expenses-if-reimbursed.htmlYour business can deduct qualifying reimbursements, and they’re excluded from the employee’s taxable income. The deduction is subject to a 50% limit for meals. For excludable and tax deductible travel expenses, they must be legitimate business expenses. In addition, the reimbursements must comply wi...Fri, 14 Aug 2026 01:22:22 -0400https://blog.tonsmann.net/why-is-google-showing-maximum-transactions.htmlhttps://blog.tonsmann.net/why-is-google-showing-maximum-transactions.htmlDaily limits You may reach a daily limit if: You try to send more than ₹1,00,000 in one day across all UPI apps. You try to send money more than 10 times in one day across all UPI apps. You request more than ₹2,000 from someone. Is Google Pay safe for large transactions? Transactions using Google Pa...Fri, 14 Aug 2026 00:19:16 -0400https://blog.tonsmann.net/how-does-a-holding-company-work-for-real-estate.htmlhttps://blog.tonsmann.net/how-does-a-holding-company-work-for-real-estate.htmlThe purpose of the Holding Company is to hold the cash earned from the rental properties. Also, the holding company will hold 100% of the shares of the Real Estate Companies or if there are other investors, the holding company can hold its share of the company respectively. What business entity is b...Fri, 14 Aug 2026 00:01:53 -0400https://blog.tonsmann.net/what-should-an-80-year-old-woman-invest-in.htmlhttps://blog.tonsmann.net/what-should-an-80-year-old-woman-invest-in.htmlAnd of course, it’s always possible that her investments could depreciate instead of appreciate. She could invest in a high-yield fixed-income mutual fund or ETF, which currently earn about 4 percent to 5 percent per year. Do you need to invest money in old age? These are not comfortable subjects, b...Thu, 13 Aug 2026 23:57:46 -0400https://blog.tonsmann.net/does-tva-have-a-pension.htmlhttps://blog.tonsmann.net/does-tva-have-a-pension.htmlTVA pension plan by the numbers The TVA pension plan had a similar drop in its funding status in 2019 when actuaries said the pension fell from being 63% funded in 2018 to about 60% funded in 2019. Is TVA public or private? The TVA was envisioned as a federally-owned electric utility and regional ec...Thu, 13 Aug 2026 23:56:39 -0400https://blog.tonsmann.net/can-you-make-a-lump-sum-contribution-to-401k.htmlhttps://blog.tonsmann.net/can-you-make-a-lump-sum-contribution-to-401k.htmlAlthough you can’t boost your account by making a lump sum 401k contribution whenever you like, you might be able to increase your paycheck contributions, make catch-up contributions or use other methods to increase your balance. Is contributing 20% to 401k too much? Most financial planning studies ...Thu, 13 Aug 2026 23:54:05 -0400