https://blog.tonsmann.netBright celeb buzz with polished internet shine.en-usThu, 13 Aug 2026 19:20:15 -0400https://blog.tonsmann.net/is-videography-taxable-in-texas.htmlhttps://blog.tonsmann.net/is-videography-taxable-in-texas.htmlIn Texas, sales of photographs provided to customers as physical prints or as a digital or electronic image, are taxable. Tax is due on the labor charge associated with a photography or videography session as the selling, processing or remodeling of tangible personal property. Are video services tax...Thu, 13 Aug 2026 23:13:59 -0400https://blog.tonsmann.net/how-do-i-deal-with-my-2-year-old-daughter.htmlhttps://blog.tonsmann.net/how-do-i-deal-with-my-2-year-old-daughter.htmlHow to Discipline a 2-Year-Old Child Ignore them. This may seem harsh, but one of the key ways of responding to your child’s tantrum is to not engage it. Walk away. Give them what they want on your terms. Distract and divert their attention. Think like your toddler. Help your child explore. Bu...Thu, 13 Aug 2026 23:05:11 -0400https://blog.tonsmann.net/should-i-claim-head-of-household-on-my-w4.htmlhttps://blog.tonsmann.net/should-i-claim-head-of-household-on-my-w4.htmlClaiming head of household status for taxes can be very valuable. Who can use it. Heads of household can claim a 50% larger standard tax deduction than single filers. They also benefit from wider tax brackets on lower income levels, among other benefits. How much should I withhold for head of househ...Thu, 13 Aug 2026 22:43:22 -0400https://blog.tonsmann.net/can-i-hire-someone-with-a-tax-id-number.htmlhttps://blog.tonsmann.net/can-i-hire-someone-with-a-tax-id-number.htmlEmployers cannot accept an ITIN as a valid employee identification for work eligibility. The IRS will penalize companies and resident and non-resident aliens who use ITINs for U.S. employment verification purposes. Anyone assigned an ITIN who becomes eligible to work in the U.S. must apply for a soc...Thu, 13 Aug 2026 22:14:31 -0400https://blog.tonsmann.net/what-is-a-stipulation-agreement-in-a-divorce.htmlhttps://blog.tonsmann.net/what-is-a-stipulation-agreement-in-a-divorce.htmlA “stipulation” is an agreement between two parties that is submitted to the judge for approval. It eliminates the need to go to court and have a judge decide an issue. A written “Stipulation and Order” includes the parties’ agreement, both of their notarized signatures, and the judge’s signature. H...Thu, 13 Aug 2026 22:01:39 -0400https://blog.tonsmann.net/how-do-i-get-over-losing-money-gambling.htmlhttps://blog.tonsmann.net/how-do-i-get-over-losing-money-gambling.htmlThere are steps you can take to minimize your losses moving forward. Take a Break from Gambling. Figure Out Your Budget. Rethinking Your Gambling Habits. Establish Goals for Winning and Losing. If You Think You Have a Severe Gambling Problem. Do casino dealers get in trouble for losing money? Mo...Thu, 13 Aug 2026 21:48:50 -0400https://blog.tonsmann.net/which-plan-is-best-for-saving.htmlhttps://blog.tonsmann.net/which-plan-is-best-for-saving.htmlBest Saving Plans Savings Plans Current Interest Rate Post Office Monthly Income Scheme (MIS) 6.6% Public Provident Fund (PPF) 7.1% KVP (Kisan Vikas Patra) 7.6% Sukanya Samriddhi Yojana (SSY) 7.6% Which scheme has highest interest rate? 4. Comparison table Scheme Duration Rate of Interest* NSC 5 yea...Thu, 13 Aug 2026 21:31:00 -0400https://blog.tonsmann.net/what-are-the-steps-to-starting-a-business-in-north-carolina.htmlhttps://blog.tonsmann.net/what-are-the-steps-to-starting-a-business-in-north-carolina.htmlA step-by-step guide to starting a business in NC Step 1: Write a business plan. Step 2: Name and register your business. Step 3: Understand your tax, licensing, and employer requirements. Step 4: Get insured. Step 5: Separate your business and personal finances. Step 6: Secure startup funding....Thu, 13 Aug 2026 21:19:58 -0400https://blog.tonsmann.net/is-employer-401k-match-subject-to-futa.htmlhttps://blog.tonsmann.net/is-employer-401k-match-subject-to-futa.htmlThe amounts deferred under your 401(k) plan are reported on your Form W-2, Wage and Tax Statement. Although elective deferrals are not treated as current income for federal income tax purposes, they are included as wages subject to Social Security (FICA), Medicare, and federal unemployment taxes (FU...Thu, 13 Aug 2026 21:15:43 -0400https://blog.tonsmann.net/how-do-i-become-a-good-church-treasurer.htmlhttps://blog.tonsmann.net/how-do-i-become-a-good-church-treasurer.htmlMust be willing to research and learn more about effective financial practices, accounting, bookkeeping and filing taxes. Must be able to work well with church staff, volunteers, committee members, and the church’s leadership. Must be comfortable being supervised in a close capacity. Is it legal to ...Thu, 13 Aug 2026 21:13:31 -0400https://blog.tonsmann.net/how-to-remember-my-brother-who-passed-away.htmlhttps://blog.tonsmann.net/how-to-remember-my-brother-who-passed-away.htmlRemembering My Brother Who Passed Away Quotes. QuotesGram I’m the one person who wears the words ‘hustle, loyalty, respect’ on my T-shirts and merchandise. My audience is children. It’s very flattering to see a kid wear your T-shirt; it’s even more flattering to have a dad come up to you and say, ‘I...Thu, 13 Aug 2026 21:09:50 -0400https://blog.tonsmann.net/why-is-my-bank-making-me-fill-out-a-w9.htmlhttps://blog.tonsmann.net/why-is-my-bank-making-me-fill-out-a-w9.htmlUS financial institutions ask you to complete Form W9 in order to obtain your personal identifying information (name, address, tax ID) to report income paid to you to the IRS, such as interest, dividends, capital gains, cancellation of debt, royalties, rents, etc. or income paid by you to the instit...Thu, 13 Aug 2026 21:07:39 -0400https://blog.tonsmann.net/is-vacation-an-asset.htmlhttps://blog.tonsmann.net/is-vacation-an-asset.htmlIt is generally known that assets such as real property and financial accounts are subject to division in a divorce. Unused vacation and sick leave that is payable to an employee in cash are also divisible assets and should be valued and included in property division in a divorce, just like other as...Thu, 13 Aug 2026 20:50:38 -0400https://blog.tonsmann.net/how-can-i-help-my-bipolar-child-at-home.htmlhttps://blog.tonsmann.net/how-can-i-help-my-bipolar-child-at-home.htmlHow Can I Help my Bipolar Child? Follow the medication schedule. You absolutely must make sure that your child gets the medication they need for bipolar disorder. Monitor side effects. Talk to your child’s teachers. Keep a routine. Consider family therapy. Take suicidal threats seriously. What ...Thu, 13 Aug 2026 19:52:12 -0400https://blog.tonsmann.net/how-do-i-get-an-rfc-number.htmlhttps://blog.tonsmann.net/how-do-i-get-an-rfc-number.htmlWhat are the required documents to get an RFC number? As an individual, you’ll need your CURP (see below) or birth certificate, proof of address, and official ID. Businesses need to prove they’re incorporated and that the person registering the company is authorized to do so. Do all taxpayers have a...Thu, 13 Aug 2026 19:44:36 -0400https://blog.tonsmann.net/how-long-can-you-carry-forward-unallowed-losses.htmlhttps://blog.tonsmann.net/how-long-can-you-carry-forward-unallowed-losses.htmlKey Takeaways The Tax Cuts and Jobs Act (TCJA) removed the 2-year carryback provision, extended the 20-year carryforward provision out indefinitely, and limited carryforwards to 80% of net income in any future year. Net operating losses originating in tax years beginning prior to Jan. What are prior...Thu, 13 Aug 2026 19:31:10 -0400https://blog.tonsmann.net/how-to-calculate-the-amount-of-interest-earned.htmlhttps://blog.tonsmann.net/how-to-calculate-the-amount-of-interest-earned.htmlIf an amount of money, P P, the principal, is invested for a period of t t years at an annual interest rate r r, the amount of interest, I I, earned is Interest earned according to this formula is called simple interest. The formula we use to calculate simple interest is I = P rt I = P r t. How are ...Thu, 13 Aug 2026 19:24:56 -0400https://blog.tonsmann.net/can-you-have-2-exchange-accounts-in-outlook.htmlhttps://blog.tonsmann.net/can-you-have-2-exchange-accounts-in-outlook.htmlMicrosoft Outlook 2010, Outlook 2013, Outlook 2016, Outlook 2019 and Outlook for Office 365 let you add multiple Microsoft Exchange accounts to the same profile. You have Full Access permission to the additional Exchange mailbox. You do not have Full Access permission to the Exchange mailbox. Can Ex...Thu, 13 Aug 2026 18:47:16 -0400https://blog.tonsmann.net/which-is-better-for-a-married-couple-to-file-jointly-or-separately.htmlhttps://blog.tonsmann.net/which-is-better-for-a-married-couple-to-file-jointly-or-separately.htmlIf you earn a much higher income than your spouse (or vice versa), filing jointly often helps you qualify for a lower federal income tax bracket compared to brackets for married couples who file separately. This means you will owe a lower tax bill and may even get a refund. What are the perks of fil...Thu, 13 Aug 2026 18:29:20 -0400https://blog.tonsmann.net/are-bahamian-people-friendly.htmlhttps://blog.tonsmann.net/are-bahamian-people-friendly.htmlBahamians are best described as easy-going, friendly and hospitable. How do Bahamians greet each other? The most common greeting is the handshake, accompanied by direct eye contact and a welcoming smile. For the most part Bahamians are warm and hospitable, although they initially may appear a bit mo...Thu, 13 Aug 2026 18:08:20 -0400https://blog.tonsmann.net/how-long-are-paypal-holds-for-new-accounts.htmlhttps://blog.tonsmann.net/how-long-are-paypal-holds-for-new-accounts.html21 days How long will PayPal hold your funds for? Your funds are usually held for up to of 21 days. However, there are several things you can do to expedite this timeline. You can also read our User Agreement for more information on other holds and reserves we may place on your account. When someone...Thu, 13 Aug 2026 18:06:00 -0400https://blog.tonsmann.net/can-you-gamble-online-in-connecticut.htmlhttps://blog.tonsmann.net/can-you-gamble-online-in-connecticut.htmlHow will it work? By September, bettors in Connecticut can go online to gamble on sports teams at the state’s two casinos or through the state lottery. Each Connecticut casino will also operate a sportsbook, where gamblers can go to play and enjoy other entertainment. Can I play poker online for mon...Thu, 13 Aug 2026 17:52:57 -0400https://blog.tonsmann.net/do-you-have-to-complete-all-lines-on-form-982.htmlhttps://blog.tonsmann.net/do-you-have-to-complete-all-lines-on-form-982.htmlCertain individuals may need to complete only a few lines on Form 982. For example, if you are completing this form because of a discharge of indebtedness on a personal loan (such as a car loan or credit card debt) or a loan for the purchase of your principal residence, follow the chart, later, to s...Thu, 13 Aug 2026 17:32:11 -0400https://blog.tonsmann.net/who-regulates-auto-repairs-in-texas.htmlhttps://blog.tonsmann.net/who-regulates-auto-repairs-in-texas.htmlTexas Commission on Environmental Quality Auto Repair Shops: Compliance Resources – Texas Commission on Environmental Quality – Can an auto repair shop hold a car hostage for payment? Paying for repairs The repairer can keep your vehicle until the invoice has been paid (possessory lien). Can I get ...Thu, 13 Aug 2026 16:42:28 -0400https://blog.tonsmann.net/is-the-new-retirement-age-72.htmlhttps://blog.tonsmann.net/is-the-new-retirement-age-72.htmlThe new 10-year rule applies regardless of whether the participant dies before, on, or after, the required beginning date, now age 72. See Publication 590-B, Distributions from Individual Retirement Arrangements (IRAs), for complete details on when beneficiaries must start receiving RMDs. Does the S...Thu, 13 Aug 2026 16:41:52 -0400https://blog.tonsmann.net/is-international-money-transfer-legal.htmlhttps://blog.tonsmann.net/is-international-money-transfer-legal.htmlSending money abroad is not a crime, but it can become one. Criminals have used international money transfers in the past to launder their money, so law enforcement has implemented laws to prevent this from ever happening. How do I send money to someone’s business account? 6 ways to deposit cash int...Thu, 13 Aug 2026 16:33:22 -0400https://blog.tonsmann.net/what-form-do-vendors-fill-out-for-1099.htmlhttps://blog.tonsmann.net/what-form-do-vendors-fill-out-for-1099.html1099-MISC For each 1099 vendor you pay at least $600 to, you must complete and file Form 1099-MISC, Miscellaneous Income. Use Form 1099-MISC to report how much you paid in miscellaneous income. For each 1099 contractor you pay at least $600 in nonemployee compensation, complete and file Form 1099-NE...Thu, 13 Aug 2026 16:14:06 -0400https://blog.tonsmann.net/what-happens-if-i-accidentally-claim-the-american-opportunity-credit.htmlhttps://blog.tonsmann.net/what-happens-if-i-accidentally-claim-the-american-opportunity-credit.htmlIf the IRS audits you and finds your AOTC claim is incorrect, and you don’t have proof to back up your claim, you’ll have to pay back the amount of the credit you received with interest. Plus you might face an accuracy or fraud penalty. You may even be banned from claiming the AOTC for two to 10 yea...Thu, 13 Aug 2026 16:09:28 -0400https://blog.tonsmann.net/can-my-wife-move-to-the-us.htmlhttps://blog.tonsmann.net/can-my-wife-move-to-the-us.htmlIf you are a U.S. citizen you have two ways to bring your foreign spouse (husband or wife) to the United States to live. They are: Immigrant visa for a Spouse of a U.S. Citizen (IR1 or CR1) – An immigrant Petition for Alien Relative, Form I-130 is required. Can you move to America if you marry an Am...Thu, 13 Aug 2026 15:43:35 -0400https://blog.tonsmann.net/are-employee-contributions-to-401k-subject-to-futa.htmlhttps://blog.tonsmann.net/are-employee-contributions-to-401k-subject-to-futa.htmlThe amounts deferred under your 401(k) plan are reported on your Form W-2, Wage and Tax Statement. Although elective deferrals are not treated as current income for federal income tax purposes, they are included as wages subject to Social Security (FICA), Medicare, and federal unemployment taxes (FU...Thu, 13 Aug 2026 15:26:35 -0400https://blog.tonsmann.net/what-does-a-pay-stub-have-to-include.htmlhttps://blog.tonsmann.net/what-does-a-pay-stub-have-to-include.htmlA pay stub is part of a paycheck which details the hours worked, taxes paid and wages earned for a specific pay period and year-to-date payroll. It is also a record confirming required taxes and fees have been deducted. For employees, pay stubs can be reviewed to ensure accurate payments and correct...Thu, 13 Aug 2026 15:11:43 -0400https://blog.tonsmann.net/what-is-government-assistance-income.htmlhttps://blog.tonsmann.net/what-is-government-assistance-income.htmlProgram income includes income from a variety of sources such as Social Security payments, Unemployment Compensation, and VA Benefits. Public assistance includes cash and non-cash benefits (e.g. TANF, SNAP) to low-income families or individuals. What happens if you lie to get government assistance? ...Thu, 13 Aug 2026 15:09:11 -0400https://blog.tonsmann.net/can-you-take-standard-deduction-from-capital-gains.htmlhttps://blog.tonsmann.net/can-you-take-standard-deduction-from-capital-gains.htmlHis adjusted gross income (including long-term capital gains and dividends) is $69,700. After claiming the standard deduction of $18,000, his taxable income is $51,700, which is the top of the 0% bracket for heads of households…. Ordinary Income Tax Rate Long-Term Capital Gains and Qualified Dividen...Thu, 13 Aug 2026 14:56:24 -0400https://blog.tonsmann.net/how-do-you-verify-if-someone-is-a-cpa.htmlhttps://blog.tonsmann.net/how-do-you-verify-if-someone-is-a-cpa.htmlTo confirm that a CPA has an active license, you may contact the State Board of Accountancy where the individual obtained his or her license. This list of state contact information will help you connect. In addition, you can use the NASBA CPA Verify tool. Note that the CPA Verify tool does not cover...Thu, 13 Aug 2026 14:45:27 -0400https://blog.tonsmann.net/how-do-i-see-my-investments-on-stash.htmlhttps://blog.tonsmann.net/how-do-i-see-my-investments-on-stash.htmlWhere can I view my account activity? Tap your initials on the top left-hand corner of the home screen. Scroll down to the View activity section. If you’d like to view your investment portfolio activity, tap Portfolio. If you’d like to view the activity in your Stash banking account, tap Bank accoun...Thu, 13 Aug 2026 14:27:30 -0400https://blog.tonsmann.net/how-custodial-parent-is-determined.htmlhttps://blog.tonsmann.net/how-custodial-parent-is-determined.htmlWhile there are some variations from state to state, family courts generally consider the following factors: Each parent’s relationship with the child. The child’s wishes (depending on his or her age) The best interests of the child2 Is it legal for the custodial parent? In order to be legally consi...Thu, 13 Aug 2026 14:23:24 -0400https://blog.tonsmann.net/how-do-i-get-old-paystubs.htmlhttps://blog.tonsmann.net/how-do-i-get-old-paystubs.htmlThe human resources office at your old job can be quite helpful in giving you the documentation you need. You can request copies of old pay stubs as well as other payroll records. It’s best to contact the H.R. office as soon as possible. Can I file taxes with last Paystub? No, you cannot file a retu...Thu, 13 Aug 2026 14:03:38 -0400https://blog.tonsmann.net/how-do-i-know-what-type-of-corporation-my-business-is.htmlhttps://blog.tonsmann.net/how-do-i-know-what-type-of-corporation-my-business-is.htmlYou’ll find your corporation classification on your business returns. You can review previously filed tax returns or ask your accountant to review the returns. All corporations must file an annual income tax return. C corporations file IRS Form 1120 and S corporations file Form 1120S. What is corpor...Thu, 13 Aug 2026 13:44:29 -0400https://blog.tonsmann.net/is-it-better-to-be-taxed-as-a-corporation-or-sole-proprietor.htmlhttps://blog.tonsmann.net/is-it-better-to-be-taxed-as-a-corporation-or-sole-proprietor.htmlThe advantage of a Corporation is liability protection. This means the owner is completely responsible for all debts and liabilities of the business. The advantage of a Sole Proprietorship is what’s called “pass through taxation”. Sole Proprietorship income “passes through” right to the owner’s indi...Thu, 13 Aug 2026 13:37:43 -0400https://blog.tonsmann.net/can-i-write-off-my-dog-breeding-business.htmlhttps://blog.tonsmann.net/can-i-write-off-my-dog-breeding-business.html“You can’t depreciate a dog or claim an expense for a dog until it’s of breeding age,” explains Roberg. “Until the dog is of breeding age, you can’t write off what you spent for that wonderful puppy. Save the receipt, and as soon as the dog is ready to breed, you can say you’re in the business of br...Thu, 13 Aug 2026 13:08:58 -0400https://blog.tonsmann.net/how-do-i-know-if-tax-overpaid.htmlhttps://blog.tonsmann.net/how-do-i-know-if-tax-overpaid.htmlIf the payments made exceed the amount of tax liability, the amount of the overpayment is shown on the applicable line in the Refund section of the Form 1040. This is the amount the taxpayer has overpaid. How can I get my overpaid tax back? If you have paid too much tax through your employment and t...Thu, 13 Aug 2026 13:03:44 -0400https://blog.tonsmann.net/can-a-non-itemizing-spouse-claim-itemized-deductions.htmlhttps://blog.tonsmann.net/can-a-non-itemizing-spouse-claim-itemized-deductions.htmlIf you and your spouse file separate returns and one of you itemizes deductions, the other spouse must also itemize, because in this case, the standard deduction amount is zero for the non-itemizing spouse. You may be able to claim itemized deductions on a separate return for certain expenses that y...Thu, 13 Aug 2026 13:01:35 -0400https://blog.tonsmann.net/what-is-the-deadline-for-403b-contributions-for-2019.htmlhttps://blog.tonsmann.net/what-is-the-deadline-for-403b-contributions-for-2019.htmlDecember 31 Employees can make contributions to a 401(k) or 403(b) until December 31 of the current tax year. In some cases, the employer will match a percentage of an employee’s contribution as part of their benefits package. What happens if you Overcontribute to 403b? If the excess contribution is...Thu, 13 Aug 2026 12:58:26 -0400https://blog.tonsmann.net/can-heloc-interest-be-deducted-as-investment-interest.htmlhttps://blog.tonsmann.net/can-heloc-interest-be-deducted-as-investment-interest.htmlInvestment Interest If the debt is used to invest in tax-exempt investments, the HELOC interest will not be tax deductible. If you have investment income (investment income less investment expenses), then some interest may be deductible. Where do I report interest on a HELOC? To deduct the interest ...Thu, 13 Aug 2026 12:45:06 -0400https://blog.tonsmann.net/can-you-contribute-directly-to-a-rollover-ira.htmlhttps://blog.tonsmann.net/can-you-contribute-directly-to-a-rollover-ira.htmlContribute to a Rollover IRA If you continue working, you can contribute to your rollover IRA within IRA contribution limits. For 2019, you can contribute up to $6,000 annually, as long as you earned that much in income. Can I contribute to a rollover IRA Vanguard? Once I roll over my retirement pla...Thu, 13 Aug 2026 12:27:20 -0400https://blog.tonsmann.net/can-you-carry-back-real-estate-losses.htmlhttps://blog.tonsmann.net/can-you-carry-back-real-estate-losses.htmlIf you’re not able to deduct your rental losses, the IRS allows you to carry the losses forward into future tax years to deduct against future rental profits. These losses can be carried forward indefinitely. How do real estate losses carry over? If you have a loss to carry over, you also fill out F...Thu, 13 Aug 2026 12:05:42 -0400https://blog.tonsmann.net/do-you-legally-have-to-pay-for-your-child.htmlhttps://blog.tonsmann.net/do-you-legally-have-to-pay-for-your-child.htmlParents have a legal responsibility to provide financially for their children even if they no longer live with them. Non-resident parent /paying parent – The parent who does not have day-to-day care of the child and pays child maintenance to the resident/receiving parent. Do I have to pay child main...Thu, 13 Aug 2026 11:28:19 -0400https://blog.tonsmann.net/which-bank-has-a-euro-account.htmlhttps://blog.tonsmann.net/which-bank-has-a-euro-account.htmlStarling Bank Euro The Starling Bank Euro account is perfect for those who only need to bank in two currencies; those currencies being euros and pounds. Can I get a Euro bank account in the UK? You’ll need a sterling current account with us to open a Euro Account. See our alternative accounts if you...Thu, 13 Aug 2026 11:00:19 -0400https://blog.tonsmann.net/can-i-give-30000-as-a-gift.htmlhttps://blog.tonsmann.net/can-i-give-30000-as-a-gift.htmlAnnual exemption You can give away a total of £3,000 worth of gifts each tax year without them being added to the value of your estate. This is known as your ‘annual exemption’. You can give gifts or money up to £3,000 to one person or split the £3,000 between several people. Do I have to pay capita...Thu, 13 Aug 2026 10:32:47 -0400https://blog.tonsmann.net/how-do-taxes-work-if-i-live-in-nj-and-work-in-pa.htmlhttps://blog.tonsmann.net/how-do-taxes-work-if-i-live-in-nj-and-work-in-pa.htmlPA and NJ have tax reciprocity with regard to W-2 wages. If you lived in NJ the entire tax year, and worked in PA, your W-2 wages are not subject to PA taxes. For tax purposes, your PA wages are considered NJ income, and are fully taxable by NJ. Do I need to file PA state tax return if I live in NJ?...Thu, 13 Aug 2026 10:32:19 -0400https://blog.tonsmann.net/what-to-do-if-you-lost-your-2-step-verification-code.htmlhttps://blog.tonsmann.net/what-to-do-if-you-lost-your-2-step-verification-code.htmlEnter your username and password, then type the letters on the screen. Then go back to the application you’re trying to access and enter your App Password. If you lost the print-out of your backup codes, you can revoke them on your settings page. Click Show codes, then click Get new codes. What happ...Thu, 13 Aug 2026 10:28:44 -0400https://blog.tonsmann.net/what-do-i-bring-to-the-bank-to-open-a-business-account.htmlhttps://blog.tonsmann.net/what-do-i-bring-to-the-bank-to-open-a-business-account.htmlWhat You Need to Open a Business Bank Account Social Security Number or Employer Identification Number (EIN) Personal Identification. Business License. Certificate of Assumed Name. Partnership Agreement. Organizing Documents. Monthly Credit Card Revenue. How do you open up a business account? ...Thu, 13 Aug 2026 10:27:47 -0400https://blog.tonsmann.net/can-a-spouse-file-a-joint-tax-return-after-death.htmlhttps://blog.tonsmann.net/can-a-spouse-file-a-joint-tax-return-after-death.htmlIt is more complicated when the decedent is married and files jointly. When the surviving spouse files a joint return with the decedent for the year of his or her death, the full amount of carryovers can still be used in the year of death, even if they are used to offset income of the surviving spou...Thu, 13 Aug 2026 10:18:26 -0400https://blog.tonsmann.net/how-does-cash-out-refinance-affect-monthly-payments.htmlhttps://blog.tonsmann.net/how-does-cash-out-refinance-affect-monthly-payments.htmlWhen you get a cash-out refinance, you pay off your original mortgage and replace it with a new loan. This means your new loan may take longer to pay off, your monthly payments may be different or your interest rate may change. Be sure to look at the Closing Disclosure from your lender and analyze y...Thu, 13 Aug 2026 09:40:27 -0400https://blog.tonsmann.net/can-you-get-into-grad-school-with-work-experience.htmlhttps://blog.tonsmann.net/can-you-get-into-grad-school-with-work-experience.htmlMost graduate schools take a holistic approach to applicants, looking at both academics and other factors. When applying, focus on your strengths but don’t neglect to address your weaknesses. Solid work experience may help offset a less-than-spectacular GPA. How do I get into grad school after work?...Thu, 13 Aug 2026 09:34:06 -0400https://blog.tonsmann.net/when-do-you-need-to-fill-out-a-w-4-with-two-jobs.htmlhttps://blog.tonsmann.net/when-do-you-need-to-fill-out-a-w-4-with-two-jobs.htmlThe worksheets on the W-4 will help you estimate your tax liability when you have multiple jobs. It is only necessary to calculate estimated tax liabilities for the extra income if the combined income from your two jobs exceeds $40,000 as of the current year. What do I need to fill out for multiple ...Thu, 13 Aug 2026 09:27:27 -0400https://blog.tonsmann.net/what-are-the-new-laws-for-2021-for-california.htmlhttps://blog.tonsmann.net/what-are-the-new-laws-for-2021-for-california.htmlHere a few of the new laws taking effect in 2021 in California: Demilitarizing police uniforms. In case you need another reason not to text and drive. Diversifying executive boards. Hot car rules. Coronavirus exposure law. Minimum wage climbs up. A task force on reparations. Opportunities for...Thu, 13 Aug 2026 09:26:47 -0400https://blog.tonsmann.net/can-i-work-remotely-in-europe.htmlhttps://blog.tonsmann.net/can-i-work-remotely-in-europe.htmlThe COVID-19 pandemic has pushed companies to offer full-time remote work. This opened new opportunities for those who aspire to the digital nomad lifestyle. Several European countries are launching digital nomad visas to welcome foreign remote workers. Can I work remotely from another country Germa...Thu, 13 Aug 2026 08:57:55 -0400https://blog.tonsmann.net/do-i-have-to-pay-quarterly-taxes-if-i-am-retired.htmlhttps://blog.tonsmann.net/do-i-have-to-pay-quarterly-taxes-if-i-am-retired.htmlIf you have substantial income from investments, taxable retirement plan withdrawals or other sources from which you do not have income tax withheld, you probably need to make quarterly estimated payments to avoid penalties and interest. However, if your income is low you may owe little to no federa...Thu, 13 Aug 2026 08:57:08 -0400https://blog.tonsmann.net/do-you-get-a-tax-break-for-paying-alimony.htmlhttps://blog.tonsmann.net/do-you-get-a-tax-break-for-paying-alimony.htmlIn case of recurring payments of alimony: Alimony, in this case, is considered as a revenue receipt. Therefore, it is treated as income that is taxable in the hands of the recipient. Nevertheless, it needs to be noted that the person who makes the payment of alimony may not claim any sort of deducti...Thu, 13 Aug 2026 08:56:00 -0400https://blog.tonsmann.net/what-do-i-need-to-know-about-1099-forms.htmlhttps://blog.tonsmann.net/what-do-i-need-to-know-about-1099-forms.htmlA 1099 form shows you how much money you earned from a given client in a given year. This is what the IRS calls an information return. The IRS requires every client that paid you at least $600 to complete a 1099, sending a copy to you in the process. How do I declare income without a 1099? Reporting...Thu, 13 Aug 2026 08:54:57 -0400https://blog.tonsmann.net/what-is-the-max-simple-ira-contribution-for-2020.htmlhttps://blog.tonsmann.net/what-is-the-max-simple-ira-contribution-for-2020.html$13,500 Salary reduction contributions The amount an employee contributes from their salary to a SIMPLE IRA cannot exceed $13,500 in 2020 and 2021 ($13,000 in 2019 and $12,500 in 2015 – 2018). What is the annual Max for SIMPLE IRA? The annual employee contribution limit for a SIMPLE IRA is $13,500 f...Thu, 13 Aug 2026 08:46:28 -0400https://blog.tonsmann.net/what-is-an-accountable-reimbursement.htmlhttps://blog.tonsmann.net/what-is-an-accountable-reimbursement.htmlAccountable Plans A plan under which an employee is reimbursed for expenses or receives an allowance to cover expenses is an accountable plan only if the following conditions are satisfied: the reimbursement must be for an expense the employee could deduct on his/her tax return. What is an accountab...Thu, 13 Aug 2026 08:32:17 -0400https://blog.tonsmann.net/do-you-need-original-decree-absolute-to-remarry.htmlhttps://blog.tonsmann.net/do-you-need-original-decree-absolute-to-remarry.htmlDo I need a Decree Absolute before I remarry? Oh yes! If you plan to remarry you certainly need to ensure that your previous marriage was legally dissolved with a Decree Absolute. How do I get a copy of my divorce certificate in South Africa? Obtaining a divorce decree in South Africa You will need ...Thu, 13 Aug 2026 07:57:23 -0400https://blog.tonsmann.net/how-long-before-spouse-visa-expires-can-i-renew-uk.htmlhttps://blog.tonsmann.net/how-long-before-spouse-visa-expires-can-i-renew-uk.htmlHow soon can I apply for spouse visa extension/renewal? You can apply for spouse visa renewal any time within 28 days before completing 30 months residence in the UK on spouse visa OR before your spouse visa expires. How long can I stay outside UK on spouse visa 2021? When a person first applies for...Thu, 13 Aug 2026 07:41:56 -0400https://blog.tonsmann.net/do-you-issue-a-1099-for-legal-fees.htmlhttps://blog.tonsmann.net/do-you-issue-a-1099-for-legal-fees.htmlIf you pay $600 or more in legal fees to any law firm or other provider of legal services in the course of your trade or business, you must file a 1099-MISC and report the payment in Box 7. How do I report a 1099 s on my taxes? If you received a 1099-S because of the sale of your primary residence, ...Thu, 13 Aug 2026 07:14:54 -0400https://blog.tonsmann.net/can-i-change-my-withholding-for-a-bonus.htmlhttps://blog.tonsmann.net/can-i-change-my-withholding-for-a-bonus.htmlYou can file another Form W-4 after you receive your bonus, or at any time during the year when you need to change your withholding amount. Are bonuses subject to withholding? While bonuses are subject to income taxes, they don’t simply get added to your income and taxed at your top marginal tax rat...Thu, 13 Aug 2026 06:44:32 -0400https://blog.tonsmann.net/what-does-it-mean-to-be-a-1099-contractor.htmlhttps://blog.tonsmann.net/what-does-it-mean-to-be-a-1099-contractor.htmlA 1099 contractor, also known as an independent contractor, is a classification assigned to certain U.S. workers. The “1099” reference identifies the tax form that businesses must file with the Internal Revenue Service ( IRS ), and it relieves the employer from the responsibility of withholding taxe...Thu, 13 Aug 2026 06:37:38 -0400https://blog.tonsmann.net/is-there-a-limit-on-soft-money-contributions.htmlhttps://blog.tonsmann.net/is-there-a-limit-on-soft-money-contributions.htmlThere are no limits on soft money and some examples are donations for stickers, posters, and television and radio spots supporting a particular party platform or idea but not a concrete candidate. What is the maximum political contribution in Canada? As of 2017, the maximum yearly contribution limit...Thu, 13 Aug 2026 06:23:42 -0400https://blog.tonsmann.net/can-i-claim-a-tax-deduction-for-living-away-from-home.htmlhttps://blog.tonsmann.net/can-i-claim-a-tax-deduction-for-living-away-from-home.htmlA LAFHA paid to you is income tax-free and should not be included as assessable income in your tax return. Conversely, you cannot claim a deduction for expenses which have been covered by a LAFHA. However, your employer may be required to pay Fringe Benefits Tax on the value of the allowance or bene...Thu, 13 Aug 2026 06:13:14 -0400https://blog.tonsmann.net/can-you-reactivate-an-inactive-llc-in-florida.htmlhttps://blog.tonsmann.net/can-you-reactivate-an-inactive-llc-in-florida.htmlAfter a Florida LLC has been administratively dissolved, it can still be reinstated and regain its authority to conduct business in the state at any time after the date of dissolution. To reinstate a Florida LLC, you must file a Limited Liability Company Reinstatement with the Division of Corporatio...Thu, 13 Aug 2026 06:06:49 -0400https://blog.tonsmann.net/is-sales-tax-deductible-in-2019.htmlhttps://blog.tonsmann.net/is-sales-tax-deductible-in-2019.htmlOn your tax return, you can deduct the state and local general sales tax you paid during the year, or you can deduct the state and local income tax you paid during the year. You can’t do both. Can you claim sales tax as deduction? The Internal Revenue Service (IRS) permits you to write off either yo...Thu, 13 Aug 2026 05:42:17 -0400https://blog.tonsmann.net/can-you-withdraw-a-tax-court-petition.htmlhttps://blog.tonsmann.net/can-you-withdraw-a-tax-court-petition.html7 (Mar. 4, 2021), the Tax Court held that a Tax Court petition to review the denial of interest abatement can be withdrawn by the taxpayer without the Tax Court entering a decision in the IRS’s favor. How do I petition Tax Court? If you want to file a petition with the U.S. Tax Court You can downloa...Thu, 13 Aug 2026 05:05:49 -0400https://blog.tonsmann.net/how-much-can-i-gift-without-tax.htmlhttps://blog.tonsmann.net/how-much-can-i-gift-without-tax.html$15,000 The annual federal gift tax exclusion allows you to give away up to $15,000 in 2020 to as many people as you wish without those gifts counting against your $11.58 million lifetime exemption. (After 2020, the $15,000 exclusion may be increased for inflation.) How can I gift more than 15000? I...Thu, 13 Aug 2026 04:42:54 -0400https://blog.tonsmann.net/what-do-you-need-to-know-about-capital-gains-tax.htmlhttps://blog.tonsmann.net/what-do-you-need-to-know-about-capital-gains-tax.htmlFor example, many people buy items at antique stores and garage sales and then resell them in online auctions. Do this in a businesslike manner and with the intention of making a profit, and the IRS will view it as a business. The money you pay out for items is a business expense. The money you rece...Thu, 13 Aug 2026 04:02:20 -0400https://blog.tonsmann.net/what-is-the-maximum-for-ssi-disability.htmlhttps://blog.tonsmann.net/what-is-the-maximum-for-ssi-disability.html$910.72 per month Currently, for California residents, the maximum SSI payment is $910.72 per month for an eligible individual living independently and $1532.14 per month for an eligible couple. For individuals who are legally blind the monthly benefit is $967.23. Does SSDI reduce SSI? Social Securi...Thu, 13 Aug 2026 03:43:42 -0400https://blog.tonsmann.net/can-you-work-in-new-york-if-you-live-in-florida.htmlhttps://blog.tonsmann.net/can-you-work-in-new-york-if-you-live-in-florida.htmlIf you NEVER come to NY for work, and your employer can stipulate that your position is only available to be filled remotely, you will likely be covered. But there are a myriad of factors relating to this such as whether the employer reimburses you for your home office and whether you keep “business...Thu, 13 Aug 2026 03:22:42 -0400https://blog.tonsmann.net/when-do-you-need-to-file-a-1040-tax-return.htmlhttps://blog.tonsmann.net/when-do-you-need-to-file-a-1040-tax-return.htmlForm 1040 is used by citizens or residents of the United States to file an annual income tax return. Form 1040 is used by U.S. taxpayers to file an annual income tax return. Current Revision Form 1040 (PDF) How many years later can you file a tax return? If you are due a refund for withholding or es...Thu, 13 Aug 2026 03:14:21 -0400https://blog.tonsmann.net/do-i-have-to-pay-taxes-for-doordash.htmlhttps://blog.tonsmann.net/do-i-have-to-pay-taxes-for-doordash.htmlNo taxes are taken out of your Doordash paycheck. You will file your own taxes on Doordash (and other independent contractor work) income as a business owner. You’re taxed based on profit, not on the money you get from Doordash. The best ways to use this knowledge and prepare for taxes. How much do ...Thu, 13 Aug 2026 02:48:20 -0400https://blog.tonsmann.net/how-much-do-w-2-employees-get-taxed.htmlhttps://blog.tonsmann.net/how-much-do-w-2-employees-get-taxed.htmlAs a W2 employee, your employer pays 7.65% of your Medicare and Social Security taxes and you pay 7.65%. When you are paid by clients and file a form 1099 at tax-time, you’ll be required to pay the employers-share of these taxes, meaning that the full 15.3% comes out of each client payment you recei...Thu, 13 Aug 2026 02:40:24 -0400https://blog.tonsmann.net/how-much-does-it-cost-to-move-from-nyc-to-florida.htmlhttps://blog.tonsmann.net/how-much-does-it-cost-to-move-from-nyc-to-florida.htmlThe average cost of a move from New York City to Florida is anywhere from $3000-$6000. What company is moving from New York to Florida? What are the best New York to Florida movers? Company Price Storage Proud American Van Lines $$ Yes, free 30 days Safeway Moving $$ Yes, free 30 days JK Moving Serv...Thu, 13 Aug 2026 02:39:46 -0400https://blog.tonsmann.net/can-an-annuity-be-owned-jointly.htmlhttps://blog.tonsmann.net/can-an-annuity-be-owned-jointly.htmlJointly owned annuities are similar to annuities owned by a single person in that the death benefit is triggered by the death of one of the owners. This means that although the second owner is still alive, the annuity will pay out the death benefit to the beneficiary. What is spousal continuation of...Thu, 13 Aug 2026 02:12:53 -0400https://blog.tonsmann.net/what-are-my-rights-as-a-mother-in-massachusetts.htmlhttps://blog.tonsmann.net/what-are-my-rights-as-a-mother-in-massachusetts.htmlIn a never-married parenting situation, the child’s mother is granted legal and physical custody right away even if the father’s paternity has been formally recognized. A Probate and Family Court may order otherwise, and if so, the case will be evaluated. How do you prove a mother unfit in Massachus...Thu, 13 Aug 2026 02:03:20 -0400https://blog.tonsmann.net/do-professional-traders-use-cfds.htmlhttps://blog.tonsmann.net/do-professional-traders-use-cfds.htmlProfessional traders employed by investment banks or trading companies are able to utilise CFDs for speculation or hedging purposes. In this instance their ultimate goal is to gain from or hedge against the risk of, volatility of price movements in market instruments. Can you lose money on CFDs? 77%...Thu, 13 Aug 2026 01:52:21 -0400https://blog.tonsmann.net/what-happens-to-property-when-someone-dies-in-georgia.htmlhttps://blog.tonsmann.net/what-happens-to-property-when-someone-dies-in-georgia.htmlWhenever a Georgia landowner dies intestate, title to the deceased’s intestate property automatically passes (or “descends”) to his or her heirs by operation of law. An “heir” is a person that (i) is related to the deceased by blood or marriage, and (ii) is then living at the time of the deceased’s ...Thu, 13 Aug 2026 01:48:09 -0400https://blog.tonsmann.net/can-i-take-an-unpaid-leave-of-absence-from-work.htmlhttps://blog.tonsmann.net/can-i-take-an-unpaid-leave-of-absence-from-work.htmlAn unpaid leave of absence is used when the employee’s time off from work is not covered under an employer’s existing benefits such as sick leave, paid vacation, paid holidays, and paid time off. (Your boss is not required to pay you for those 12 weeks, however.) How does unpaid leave of absence wor...Thu, 13 Aug 2026 01:46:30 -0400https://blog.tonsmann.net/do-you-issue-a-1099-for-dues.htmlhttps://blog.tonsmann.net/do-you-issue-a-1099-for-dues.htmlIf the company you paid is an S Corp, C Corp, or tax-exempt entity like a not-for-profit, a 1099-MISC would not be required. That said, legal fees and medical services will always be reported using a 1099-MISC regardless of their entity structure. In that case, the third party will issue the 1099-MI...Thu, 13 Aug 2026 01:38:08 -0400https://blog.tonsmann.net/how-long-can-a-us-citizen-live-outside-the-us.htmlhttps://blog.tonsmann.net/how-long-can-a-us-citizen-live-outside-the-us.htmlInternational Travel U.S. Immigration law assumes that a person admitted to the United States as an immigrant will live in the United States permanently. Remaining outside the United States for more than 12 months may result in a loss of lawful permanent resident status. Can US citizens be deported?...Thu, 13 Aug 2026 00:57:36 -0400https://blog.tonsmann.net/who-fills-out-a-w9.htmlhttps://blog.tonsmann.net/who-fills-out-a-w9.htmlW-9 Form: Who Has to Fill It Out? W-9 forms are for self-employed workers like freelancers, independent contractors and consultants. You need to use it if you have earned over $600 in that year without being hired as an employee. Does 1099-MISC need to be reported? Since the IRS considers any 1099 p...Thu, 13 Aug 2026 00:50:42 -0400https://blog.tonsmann.net/what-can-you-do-if-a-parent-refuses-needed-care.htmlhttps://blog.tonsmann.net/what-can-you-do-if-a-parent-refuses-needed-care.htmlWhat to Do When Elderly Parents Refuse Help: 8 Communication Tips Understand their motivations. Accept the situation. Choose your battles. Don’t beat yourself up. Treat your aging parents like adults. Ask them to do it for the kids (or grandkids) Find an outlet for your feelings. Include them...Thu, 13 Aug 2026 00:20:51 -0400https://blog.tonsmann.net/can-you-edit-turbotax-after-filing.htmlhttps://blog.tonsmann.net/can-you-edit-turbotax-after-filing.htmlIf you used TurboTax Online, simply log in to your account and select “Amend a return that was filed and accepted.” If you used our CD/download product, sign back into your return and select “Amend a filed return.” You must file a separate Form 1040X for each tax return you are amending. How do I ch...Thu, 13 Aug 2026 00:17:04 -0400https://blog.tonsmann.net/what-type-of-corporation-is-best-for-rental-property.htmlhttps://blog.tonsmann.net/what-type-of-corporation-is-best-for-rental-property.htmlLimited Liability Company Limited Liability Company for Long Term Investors The Limited Liability Company (known as LLC) is the best entity for most real estate and mortgage investors who “buy and hold” their investments. When you buy and hold real estate it is considered a capital asset. Can my C C...Thu, 13 Aug 2026 00:06:23 -0400https://blog.tonsmann.net/when-to-send-out-form-1099-misc-to-independent-contractors.htmlhttps://blog.tonsmann.net/when-to-send-out-form-1099-misc-to-independent-contractors.htmlIRS Form 1099-MISC summarizes income from all non-employee compensation. It’s what independent contractors use to calculate and file taxes. You must send out a Form 1099-MISC to all contractors you’ve hired and paid more than $600 during the year; this includes any partnerships or LLCs you may have…...Wed, 12 Aug 2026 23:54:52 -0400https://blog.tonsmann.net/why-would-a-company-request-a-w9-from-another-company.htmlhttps://blog.tonsmann.net/why-would-a-company-request-a-w9-from-another-company.htmlThe W-9 Instructions The W-9 request letter goes out because the W-9 has other uses too. For one, it gives written confirmation of your business name and tax identification number so that the 1099-NEC will be accurate. You also use the W-9 to say whether you’re covered by the Foreign Account Tax Com...Wed, 12 Aug 2026 21:58:34 -0400https://blog.tonsmann.net/how-much-profit-do-property-management-companies-make.htmlhttps://blog.tonsmann.net/how-much-profit-do-property-management-companies-make.htmlNARPM did a survey that said 20 percent of the average property management company’s revenue is profit. If you are earning a total fee income per property of around $2,000 per year for one property, and your profit margin is 20 percent, it means you’re only earning $400 on that property. Do I need t...Wed, 12 Aug 2026 20:52:45 -0400https://blog.tonsmann.net/where-do-i-pay-my-quarterly-federal-tax.htmlhttps://blog.tonsmann.net/where-do-i-pay-my-quarterly-federal-tax.htmlThe quarterly federal estimated tax payments can be made online through Direct Pay, IRS-authorized payment processors, and EFTPS. Under federal law, all taxpayers must pay taxes gradually during the course of the tax year. If the income you earn isn’t subject to withholding, you must estimate tax yo...Wed, 12 Aug 2026 20:43:16 -0400https://blog.tonsmann.net/are-there-any-errors-on-state-tax-returns.htmlhttps://blog.tonsmann.net/are-there-any-errors-on-state-tax-returns.htmlFurthermore, the former preparer did not include an addition modification for bonus depreciation on the client’s state income tax return. Both errors resulted in a significant understatement of taxable income. Are there any mistakes you can fix on your tax return? Now is the time that taxpayers inev...Wed, 12 Aug 2026 20:22:51 -0400https://blog.tonsmann.net/do-i-need-to-close-my-books-in-quickbooks.htmlhttps://blog.tonsmann.net/do-i-need-to-close-my-books-in-quickbooks.htmlYou need to close your books. This will ensure that your data does not change and that your reports will agree with your tax return. Setting the close date in your QuickBooks QBO file is very simple. How do you clean up an accounting book? Follow this roadmap when closing the books to thoroughly aud...Wed, 12 Aug 2026 19:41:43 -0400https://blog.tonsmann.net/what-is-a-2290-schedule-1-form.htmlhttps://blog.tonsmann.net/what-is-a-2290-schedule-1-form.htmlForm 2290 Schedule 1 is proof of payment for heavy vehicle use tax that was paid by truckers to the IRS. Form 2290 must be filed with the IRS every year to report the HVUT payment made for the taxable vehicles and also to report the information about tax suspended vehicles. How do I get a copy of my...Wed, 12 Aug 2026 19:10:08 -0400https://blog.tonsmann.net/who-do-free-trade-agreements-benefit.htmlhttps://blog.tonsmann.net/who-do-free-trade-agreements-benefit.htmlFree trade leads to better jobs, new markets and increased investment. Free trade spreads values and beliefs as well as goods and services. Since international trade relies on traders keeping their agreements, countries and companies are more accountable to each other and therefore more stable. What...Wed, 12 Aug 2026 19:09:29 -0400