https://blog.tonsmann.netBright celeb buzz with polished internet shine.en-usFri, 14 Aug 2026 04:11:21 -0400https://blog.tonsmann.net/do-you-have-to-pay-taxes-on-a-j-1-visa.htmlhttps://blog.tonsmann.net/do-you-have-to-pay-taxes-on-a-j-1-visa.htmlJ-1 aliens who become U.S. tax residents or change their visa status to other work visa types (other than F, M or Q visa) are subject to Social Security and Medicare taxes on their wages. What do you need to know about the J1 visa? J1 Visa – Overview, Eligibility & Validity Details. The J1 visa ...Fri, 14 Aug 2026 07:58:10 -0400https://blog.tonsmann.net/is-there-a-copy-of-the-2017-form-1099-r.htmlhttps://blog.tonsmann.net/is-there-a-copy-of-the-2017-form-1099-r.html2017 Form 1099-R Attention: Copy A of this form is provided for informational purposes only. Copy A appears in red, similar to the official IRS form. The official printed version of Copy A of this IRS form is scannable, but the online version of it, printed from this website, is not. Do not What do ...Fri, 14 Aug 2026 07:45:37 -0400https://blog.tonsmann.net/why-is-the-transaction-date-an-important-date-to-be-on-your-credit-car.htmlhttps://blog.tonsmann.net/why-is-the-transaction-date-an-important-date-to-be-on-your-credit-car.htmlWhy the closing date is important The credit card company also prepares your bill on this date. Know that your balance on the statement closing date is the balance that will be reported to the credit bureaus. So, each account statement includes every charge from the last closing date until the curre...Fri, 14 Aug 2026 07:33:22 -0400https://blog.tonsmann.net/how-many-kids-in-care-get-adopted.htmlhttps://blog.tonsmann.net/how-many-kids-in-care-get-adopted.html111 children were adopted from care during 2019/20, an increase of 52% from last year. The average age of children at the time of adoption was 4 years 2 months. Children wait on average 3 years and 1 month to be adopted. 33% of children who were adopted were aged 5-15 years. How much do adoptive par...Fri, 14 Aug 2026 07:09:47 -0400https://blog.tonsmann.net/what-is-subject-to-ma-use-tax.htmlhttps://blog.tonsmann.net/what-is-subject-to-ma-use-tax.htmlUse tax is due when: The total purchase price of many imports is subject to “use tax.” Goods are purchased and imported into Massachusetts for personal use, such as jewelry, artwork, antiques, furniture, computers, appliances or household items and sales or use tax has not been paid. Is Massachusett...Fri, 14 Aug 2026 06:52:38 -0400https://blog.tonsmann.net/how-do-i-claim-super-contributions-on-my-taxes.htmlhttps://blog.tonsmann.net/how-do-i-claim-super-contributions-on-my-taxes.htmlBefore you can claim a deduction for your personal super contributions, you must give your super fund a Notice of intent to claim or vary a deduction for personal contributions form (NAT 71121) and receive an acknowledgement from your fund. There are other eligibility criteria that you must meet. Ca...Fri, 14 Aug 2026 06:44:32 -0400https://blog.tonsmann.net/can-a-defendant-claim-expenses.htmlhttps://blog.tonsmann.net/can-a-defendant-claim-expenses.htmlYou can only claim certain costs against your opponent if you win in the Small Claims Court. These are known as “Fixed Costs”. They include any court fee you have paid, but not your solicitor’s charges. You can claim your travel expenses and loss of earnings if these relate to your attendance at cou...Fri, 14 Aug 2026 06:39:56 -0400https://blog.tonsmann.net/how-do-you-give-customers-receipts.htmlhttps://blog.tonsmann.net/how-do-you-give-customers-receipts.htmlWhat information must I put on a receipt? your company’s details including name, address, phone number and/or email address. the date of transaction showing date, month and year. a list of products or services showing a brief description of the product and quantity sold. What are customer receipts? ...Fri, 14 Aug 2026 06:21:00 -0400https://blog.tonsmann.net/is-a-new-w-4-form-required-every-year.htmlhttps://blog.tonsmann.net/is-a-new-w-4-form-required-every-year.htmlNo. Employees who have furnished Form W-4 in any year before 2020 are not required to furnish a new form merely because of the redesign. Employers will continue to compute withholding based on the information from the employee’s most recently furnished Form W-4. How long do you have to file a 10 99?...Fri, 14 Aug 2026 06:19:49 -0400https://blog.tonsmann.net/is-sp-500-an-etf-or-mutual-fund.htmlhttps://blog.tonsmann.net/is-sp-500-an-etf-or-mutual-fund.htmlVanguard S&P 500 ETF (VOO) As its name suggests, the Vanguard S&P 500 tracks the S&P 500 index, and it’s one of the largest funds on the market with hundreds of billions in the fund. This ETF began trading in 2010, and it’s backed by Vanguard, one of the powerhouses of the fund industry....Fri, 14 Aug 2026 05:58:34 -0400https://blog.tonsmann.net/what-are-the-canadian-tax-brackets-for-2019.htmlhttps://blog.tonsmann.net/what-are-the-canadian-tax-brackets-for-2019.htmlWhat are the Canada tax brackets for 2019? Taxable Income Tax Rate Up to $47,630 15% Over $47,630 up to $95,259 20.5% Over $95,259 up to $147,667 26% Over $147,667 up to $210,371 29% What is withholding tax for a company? Tax withholding is a way for the U.S. government to tax at the source of incom...Fri, 14 Aug 2026 05:57:57 -0400https://blog.tonsmann.net/what-time-are-we-in-florida-right-now.htmlhttps://blog.tonsmann.net/what-time-are-we-in-florida-right-now.htmlCurrent Local Time in Locations in Florida with Links for More Information (55 Locations) Orlando * Thu 9:26 pm Palm Coast * Thu 9:26 pm Palmetto * Thu 9:26 pm Panama City * Thu 8:26 pm What is my timezone if I live in Florida? Eastern Time Zone Most of Florida is in the Eastern Time Zone (UTC−05:00...Fri, 14 Aug 2026 05:36:58 -0400https://blog.tonsmann.net/how-do-you-change-from-partnership-to-sole.htmlhttps://blog.tonsmann.net/how-do-you-change-from-partnership-to-sole.htmlNavigate to the Employer Identification Number application page on the Internal Revenue Service website. Click on “Apply online now” to register the change in ownership of your company. You’ll need a new EIN when your business changes from a partnership to a sole proprietorship. What is a partnershi...Fri, 14 Aug 2026 05:33:35 -0400https://blog.tonsmann.net/what-is-allocation-of-purchase-price-in-asset-sale.htmlhttps://blog.tonsmann.net/what-is-allocation-of-purchase-price-in-asset-sale.htmlWhen selling a business, it’s important to allocate a purchase price for the business’s assets. Allocating a purchase price occurs with both stock sales and non-stock sales. In most cases, selling a business either involves selling the business’s stock or selling the assets of the corporation. Can A...Fri, 14 Aug 2026 05:22:14 -0400https://blog.tonsmann.net/can-i-use-business-credit-card-rewards-for-personal-use.htmlhttps://blog.tonsmann.net/can-i-use-business-credit-card-rewards-for-personal-use.htmlIt’s generally OK to spend rewards from a business credit card on personal trips as well as business trips, since rewards usually aren’t taxable. If your business is a corporation or limited liability company (LLC), don’t use your business credit card for personal expenses, such as haircuts or cloth...Fri, 14 Aug 2026 05:10:25 -0400https://blog.tonsmann.net/what-are-the-landlords-maintenance-responsibilities.htmlhttps://blog.tonsmann.net/what-are-the-landlords-maintenance-responsibilities.htmlWhat Are a Landlord’s Property Maintenance Responsibilities? Supply Proper Trash Receptacles: Provide Running Water: Maintain Common Areas of the Property: Perform Repairs: Make Sure All Vital Services Are Working: Keep Their Unit Free From Sanitary Hazards: Keep Their Unit Free From Safety Ha...Fri, 14 Aug 2026 04:47:42 -0400https://blog.tonsmann.net/can-i-file-my-own-taxes-as-a-sole-proprietor.htmlhttps://blog.tonsmann.net/can-i-file-my-own-taxes-as-a-sole-proprietor.htmlSole proprietors file need to file two forms to pay federal income tax for the year. Firstly, there’s Form 1040, which is the individual tax return. Secondly, there’s Schedule C, which reports business profit and loss. Form 1040 reports your personal income, while Schedule C is where you’ll record b...Fri, 14 Aug 2026 04:34:22 -0400https://blog.tonsmann.net/when-do-you-qualify-for-social-security-disability.htmlhttps://blog.tonsmann.net/when-do-you-qualify-for-social-security-disability.htmlYou may qualify for Social Security benefits or SSI disability payments if you’re blind. We consider you to be blind if your vision can’t be corrected to better than 20/200 in your better eye or if your visual field is 20 degrees or less in your better eye for a period that lasted or is expected to ...Fri, 14 Aug 2026 04:10:27 -0400https://blog.tonsmann.net/who-pays-the-mortgage-husband-or-wife.htmlhttps://blog.tonsmann.net/who-pays-the-mortgage-husband-or-wife.htmlThis makes the mortgage a community debt, and under California law, both you and your husband are equally responsible for paying it. Can my husband pay my mortgage? Nothing happens to your mortgage when you divorce or separate. It doesn’t change. All parties on a joint mortgage are jointly and sever...Fri, 14 Aug 2026 04:06:20 -0400https://blog.tonsmann.net/is-qualified-mortgage-insurance-deductible-in-2020.htmlhttps://blog.tonsmann.net/is-qualified-mortgage-insurance-deductible-in-2020.htmlThe mortgage insurance premium deduction is available through tax year 2020. Starting in 2021 the deduction will not be available unless extended by Congress. Can I deduct upfront mortgage insurance premium? If you paid a really big upfront mortgage insurance premium at the closing table, you may be...Fri, 14 Aug 2026 03:54:14 -0400https://blog.tonsmann.net/can-corporations-have-installment-sales.htmlhttps://blog.tonsmann.net/can-corporations-have-installment-sales.htmlAs a result of this new amendment, sellers that are on the accrual method of accounting (i.e., all public corporations, most private corporations, and many partnerships and limited liability companies), will not be entitled to use the installment method. Can an S Corp report an installment sale? See...Fri, 14 Aug 2026 03:34:02 -0400https://blog.tonsmann.net/how-far-does-a-100k-salary-go.htmlhttps://blog.tonsmann.net/how-far-does-a-100k-salary-go.htmlIf you make $100,000 a year living in the region of California, USA, you will be taxed $30,460. That means that your net pay will be $69,540 per year, or $5,795 per month. Your average tax rate is 30.5% and your marginal tax rate is 43.1%. What is the monthly income on $100000? Converting $100,000 a...Fri, 14 Aug 2026 03:26:13 -0400https://blog.tonsmann.net/does-it-matter-when-a-w9-is-signed.htmlhttps://blog.tonsmann.net/does-it-matter-when-a-w9-is-signed.htmlThe certification instructions on the W-9 form state that generally for “payments other than interest and dividends, you are not required to sign the certification, but you must provide your correct TIN.” As most companies outside of the financial sector don’t deal with financial transactions, they ...Fri, 14 Aug 2026 02:55:27 -0400https://blog.tonsmann.net/how-much-does-simple-moving-labor-cost.htmlhttps://blog.tonsmann.net/how-much-does-simple-moving-labor-cost.htmlThe average cost of a simple local move is $2,300 for four movers at $200 per hour. And if you’re embarking on an interstate move, it’s going to cost you even more – upwards of $4,300. Fortunately for those looking to save money, there are less expensive alternatives to hiring a moving company. Is m...Fri, 14 Aug 2026 02:51:55 -0400https://blog.tonsmann.net/do-you-need-an-ein-to-open-an-estate-account.htmlhttps://blog.tonsmann.net/do-you-need-an-ein-to-open-an-estate-account.htmlThe EIN is the equivalent of a social security number for the estate. Just as you need your SSN to open an individual bank account or an EIN to open a business account, you need an EIN to open an estate bank account. After obtaining administration letters or letters testamentary, you can apply for a...Fri, 14 Aug 2026 02:48:24 -0400https://blog.tonsmann.net/when-is-the-deadline-to-file-taxes-for-2017.htmlhttps://blog.tonsmann.net/when-is-the-deadline-to-file-taxes-for-2017.htmlIRS Tax Tip 2017-51, April 20, 2017 April 18 was this year’s deadline for most people to file their federal tax return and pay any tax they owe. If taxpayers are due a refund, there is no penalty if they file a late tax return. When do you get your tax refund for 2017? You can only claim 2017 Tax Re...Fri, 14 Aug 2026 02:44:14 -0400https://blog.tonsmann.net/what-is-the-most-you-can-afford-for-rent.htmlhttps://blog.tonsmann.net/what-is-the-most-you-can-afford-for-rent.htmlHow much rent is too much? Most experts — and the federal government — recommend that you shouldn’t spend more than 30 percent of your gross monthly income on rent. Your total living expenses (rent, utilities, groceries and other essentials) should be less than 50 percent of your net monthly househo...Fri, 14 Aug 2026 02:43:09 -0400https://blog.tonsmann.net/can-a-401k-hardship-withdrawal-turn-into-an-administrative-hardship.htmlhttps://blog.tonsmann.net/can-a-401k-hardship-withdrawal-turn-into-an-administrative-hardship.htmlSupport and shape the future of talent management live online, or in-person. Requests by 401 (k) plan participants to take hardship distributions from their accounts can turn into an administrative hardship for HR plan administrators, but there are ways to make handling these requests work—both for ...Fri, 14 Aug 2026 02:27:25 -0400https://blog.tonsmann.net/can-you-be-served-by-email-in-california.htmlhttps://blog.tonsmann.net/can-you-be-served-by-email-in-california.htmlThe court may electronically serve the notice on any party that has consented to receive electronic service. Any party may serve and file an opposition within 10 days after notice is mailed, electronically served, or such later time as the court may specify. Can you refuse to be served papers in Cal...Fri, 14 Aug 2026 02:27:06 -0400https://blog.tonsmann.net/do-ira-transfers-need-to-be-reported-to-irs.htmlhttps://blog.tonsmann.net/do-ira-transfers-need-to-be-reported-to-irs.htmlAn eligible rollover of funds from one IRA to another is a non-taxable transaction. Even though you aren’t required to pay tax on this type of activity, you still must report it to the Internal Revenue Service. Reporting your rollover is relatively quick and easy – all you need is your 1099-R and 10...Fri, 14 Aug 2026 02:18:00 -0400https://blog.tonsmann.net/does-a-series-llc-file-one-tax-return.htmlhttps://blog.tonsmann.net/does-a-series-llc-file-one-tax-return.htmlFor tax purposes, the Internal Revenue Service treats the series LLC very similarly to a traditional LLC. For now, the IRS regards the series LLC as one big entity. This means, each series within the structure is not considered separate companies and therefore does not require separate returns. How ...Fri, 14 Aug 2026 02:05:05 -0400https://blog.tonsmann.net/what-is-included-in-cost-of-equipment.htmlhttps://blog.tonsmann.net/what-is-included-in-cost-of-equipment.htmlThe cost of equipment, vehicles, and furniture includes the purchase price, sales taxes, transportation fees, insurance paid to cover the item during shipment, assembly, installation, and all other costs associated with making the item ready for use. Is purchase of equipment an expense? When equipme...Fri, 14 Aug 2026 02:02:04 -0400https://blog.tonsmann.net/can-you-deduct-travel-expenses-if-reimbursed.htmlhttps://blog.tonsmann.net/can-you-deduct-travel-expenses-if-reimbursed.htmlYour business can deduct qualifying reimbursements, and they’re excluded from the employee’s taxable income. The deduction is subject to a 50% limit for meals. For excludable and tax deductible travel expenses, they must be legitimate business expenses. In addition, the reimbursements must comply wi...Fri, 14 Aug 2026 01:22:22 -0400https://blog.tonsmann.net/why-is-google-showing-maximum-transactions.htmlhttps://blog.tonsmann.net/why-is-google-showing-maximum-transactions.htmlDaily limits You may reach a daily limit if: You try to send more than ₹1,00,000 in one day across all UPI apps. You try to send money more than 10 times in one day across all UPI apps. You request more than ₹2,000 from someone. Is Google Pay safe for large transactions? Transactions using Google Pa...Fri, 14 Aug 2026 00:19:16 -0400https://blog.tonsmann.net/how-does-a-holding-company-work-for-real-estate.htmlhttps://blog.tonsmann.net/how-does-a-holding-company-work-for-real-estate.htmlThe purpose of the Holding Company is to hold the cash earned from the rental properties. Also, the holding company will hold 100% of the shares of the Real Estate Companies or if there are other investors, the holding company can hold its share of the company respectively. What business entity is b...Fri, 14 Aug 2026 00:01:53 -0400https://blog.tonsmann.net/what-should-an-80-year-old-woman-invest-in.htmlhttps://blog.tonsmann.net/what-should-an-80-year-old-woman-invest-in.htmlAnd of course, it’s always possible that her investments could depreciate instead of appreciate. She could invest in a high-yield fixed-income mutual fund or ETF, which currently earn about 4 percent to 5 percent per year. Do you need to invest money in old age? These are not comfortable subjects, b...Thu, 13 Aug 2026 23:57:46 -0400https://blog.tonsmann.net/does-tva-have-a-pension.htmlhttps://blog.tonsmann.net/does-tva-have-a-pension.htmlTVA pension plan by the numbers The TVA pension plan had a similar drop in its funding status in 2019 when actuaries said the pension fell from being 63% funded in 2018 to about 60% funded in 2019. Is TVA public or private? The TVA was envisioned as a federally-owned electric utility and regional ec...Thu, 13 Aug 2026 23:56:39 -0400https://blog.tonsmann.net/can-you-make-a-lump-sum-contribution-to-401k.htmlhttps://blog.tonsmann.net/can-you-make-a-lump-sum-contribution-to-401k.htmlAlthough you can’t boost your account by making a lump sum 401k contribution whenever you like, you might be able to increase your paycheck contributions, make catch-up contributions or use other methods to increase your balance. Is contributing 20% to 401k too much? Most financial planning studies ...Thu, 13 Aug 2026 23:54:05 -0400https://blog.tonsmann.net/do-you-need-to-file-form-1099-r-for-2018.htmlhttps://blog.tonsmann.net/do-you-need-to-file-form-1099-r-for-2018.htmlThe IRS has released the 2018 version of Form 1099-R and its instructions. Retirement plan administrators (including administrators of 401 (k) plans) are required to report plan distributions on Form 1099-R, which they file with the IRS and deliver to the plan participant or beneficiary. What do you...Thu, 13 Aug 2026 23:46:25 -0400https://blog.tonsmann.net/what-do-you-need-to-know-about-a-50-50-partnership.htmlhttps://blog.tonsmann.net/what-do-you-need-to-know-about-a-50-50-partnership.htmlA 50 50 partnership contract is held between two or more business partners. All partner has an equal share in any profits or losses that the business generates.3 min read 1. Overview of a 50/50 Partnership Agreement 3. Agreement Terms 4. Buy/Sell 5. Special Allocations 6. Considerations 7. Things to...Thu, 13 Aug 2026 23:30:21 -0400https://blog.tonsmann.net/how-long-can-you-stay-on-a-leave-of-absence.htmlhttps://blog.tonsmann.net/how-long-can-you-stay-on-a-leave-of-absence.htmlHow Long Can You Take Off of Work in California. In general, a qualified employee can take a leave of absence for up to 12 weeks for serious health conditions, to bond with a child, or to care for a child, parent, or other family member with a serious health condition. What are considered serious me...Thu, 13 Aug 2026 23:26:47 -0400https://blog.tonsmann.net/do-landlords-pay-taxes-on-rental-income.htmlhttps://blog.tonsmann.net/do-landlords-pay-taxes-on-rental-income.htmlIf you receive rental income that exceeds your total expenses then you are required to pay tax on this income by submitting a tax return. If your rental property generates a loss, you may want to voluntarily disclose it because this allows you to make use of the loss in the future should the propert...Thu, 13 Aug 2026 23:26:45 -0400https://blog.tonsmann.net/is-videography-taxable-in-texas.htmlhttps://blog.tonsmann.net/is-videography-taxable-in-texas.htmlIn Texas, sales of photographs provided to customers as physical prints or as a digital or electronic image, are taxable. Tax is due on the labor charge associated with a photography or videography session as the selling, processing or remodeling of tangible personal property. Are video services tax...Thu, 13 Aug 2026 23:13:59 -0400https://blog.tonsmann.net/how-do-i-deal-with-my-2-year-old-daughter.htmlhttps://blog.tonsmann.net/how-do-i-deal-with-my-2-year-old-daughter.htmlHow to Discipline a 2-Year-Old Child Ignore them. This may seem harsh, but one of the key ways of responding to your child’s tantrum is to not engage it. Walk away. Give them what they want on your terms. Distract and divert their attention. Think like your toddler. Help your child explore. Bu...Thu, 13 Aug 2026 23:05:11 -0400https://blog.tonsmann.net/should-i-claim-head-of-household-on-my-w4.htmlhttps://blog.tonsmann.net/should-i-claim-head-of-household-on-my-w4.htmlClaiming head of household status for taxes can be very valuable. Who can use it. Heads of household can claim a 50% larger standard tax deduction than single filers. They also benefit from wider tax brackets on lower income levels, among other benefits. How much should I withhold for head of househ...Thu, 13 Aug 2026 22:43:22 -0400https://blog.tonsmann.net/can-i-hire-someone-with-a-tax-id-number.htmlhttps://blog.tonsmann.net/can-i-hire-someone-with-a-tax-id-number.htmlEmployers cannot accept an ITIN as a valid employee identification for work eligibility. The IRS will penalize companies and resident and non-resident aliens who use ITINs for U.S. employment verification purposes. Anyone assigned an ITIN who becomes eligible to work in the U.S. must apply for a soc...Thu, 13 Aug 2026 22:14:31 -0400https://blog.tonsmann.net/what-is-a-stipulation-agreement-in-a-divorce.htmlhttps://blog.tonsmann.net/what-is-a-stipulation-agreement-in-a-divorce.htmlA “stipulation” is an agreement between two parties that is submitted to the judge for approval. It eliminates the need to go to court and have a judge decide an issue. A written “Stipulation and Order” includes the parties’ agreement, both of their notarized signatures, and the judge’s signature. H...Thu, 13 Aug 2026 22:01:39 -0400https://blog.tonsmann.net/how-do-i-get-over-losing-money-gambling.htmlhttps://blog.tonsmann.net/how-do-i-get-over-losing-money-gambling.htmlThere are steps you can take to minimize your losses moving forward. Take a Break from Gambling. Figure Out Your Budget. Rethinking Your Gambling Habits. Establish Goals for Winning and Losing. If You Think You Have a Severe Gambling Problem. Do casino dealers get in trouble for losing money? Mo...Thu, 13 Aug 2026 21:48:50 -0400https://blog.tonsmann.net/which-plan-is-best-for-saving.htmlhttps://blog.tonsmann.net/which-plan-is-best-for-saving.htmlBest Saving Plans Savings Plans Current Interest Rate Post Office Monthly Income Scheme (MIS) 6.6% Public Provident Fund (PPF) 7.1% KVP (Kisan Vikas Patra) 7.6% Sukanya Samriddhi Yojana (SSY) 7.6% Which scheme has highest interest rate? 4. Comparison table Scheme Duration Rate of Interest* NSC 5 yea...Thu, 13 Aug 2026 21:31:00 -0400https://blog.tonsmann.net/what-are-the-steps-to-starting-a-business-in-north-carolina.htmlhttps://blog.tonsmann.net/what-are-the-steps-to-starting-a-business-in-north-carolina.htmlA step-by-step guide to starting a business in NC Step 1: Write a business plan. Step 2: Name and register your business. Step 3: Understand your tax, licensing, and employer requirements. Step 4: Get insured. Step 5: Separate your business and personal finances. Step 6: Secure startup funding....Thu, 13 Aug 2026 21:19:58 -0400https://blog.tonsmann.net/is-employer-401k-match-subject-to-futa.htmlhttps://blog.tonsmann.net/is-employer-401k-match-subject-to-futa.htmlThe amounts deferred under your 401(k) plan are reported on your Form W-2, Wage and Tax Statement. Although elective deferrals are not treated as current income for federal income tax purposes, they are included as wages subject to Social Security (FICA), Medicare, and federal unemployment taxes (FU...Thu, 13 Aug 2026 21:15:43 -0400https://blog.tonsmann.net/how-do-i-become-a-good-church-treasurer.htmlhttps://blog.tonsmann.net/how-do-i-become-a-good-church-treasurer.htmlMust be willing to research and learn more about effective financial practices, accounting, bookkeeping and filing taxes. Must be able to work well with church staff, volunteers, committee members, and the church’s leadership. Must be comfortable being supervised in a close capacity. Is it legal to ...Thu, 13 Aug 2026 21:13:31 -0400https://blog.tonsmann.net/how-to-remember-my-brother-who-passed-away.htmlhttps://blog.tonsmann.net/how-to-remember-my-brother-who-passed-away.htmlRemembering My Brother Who Passed Away Quotes. QuotesGram I’m the one person who wears the words ‘hustle, loyalty, respect’ on my T-shirts and merchandise. My audience is children. It’s very flattering to see a kid wear your T-shirt; it’s even more flattering to have a dad come up to you and say, ‘I...Thu, 13 Aug 2026 21:09:50 -0400https://blog.tonsmann.net/why-is-my-bank-making-me-fill-out-a-w9.htmlhttps://blog.tonsmann.net/why-is-my-bank-making-me-fill-out-a-w9.htmlUS financial institutions ask you to complete Form W9 in order to obtain your personal identifying information (name, address, tax ID) to report income paid to you to the IRS, such as interest, dividends, capital gains, cancellation of debt, royalties, rents, etc. or income paid by you to the instit...Thu, 13 Aug 2026 21:07:39 -0400https://blog.tonsmann.net/is-vacation-an-asset.htmlhttps://blog.tonsmann.net/is-vacation-an-asset.htmlIt is generally known that assets such as real property and financial accounts are subject to division in a divorce. Unused vacation and sick leave that is payable to an employee in cash are also divisible assets and should be valued and included in property division in a divorce, just like other as...Thu, 13 Aug 2026 20:50:38 -0400https://blog.tonsmann.net/how-can-i-help-my-bipolar-child-at-home.htmlhttps://blog.tonsmann.net/how-can-i-help-my-bipolar-child-at-home.htmlHow Can I Help my Bipolar Child? Follow the medication schedule. You absolutely must make sure that your child gets the medication they need for bipolar disorder. Monitor side effects. Talk to your child’s teachers. Keep a routine. Consider family therapy. Take suicidal threats seriously. What ...Thu, 13 Aug 2026 19:52:12 -0400https://blog.tonsmann.net/how-do-i-get-an-rfc-number.htmlhttps://blog.tonsmann.net/how-do-i-get-an-rfc-number.htmlWhat are the required documents to get an RFC number? As an individual, you’ll need your CURP (see below) or birth certificate, proof of address, and official ID. Businesses need to prove they’re incorporated and that the person registering the company is authorized to do so. Do all taxpayers have a...Thu, 13 Aug 2026 19:44:36 -0400https://blog.tonsmann.net/how-long-can-you-carry-forward-unallowed-losses.htmlhttps://blog.tonsmann.net/how-long-can-you-carry-forward-unallowed-losses.htmlKey Takeaways The Tax Cuts and Jobs Act (TCJA) removed the 2-year carryback provision, extended the 20-year carryforward provision out indefinitely, and limited carryforwards to 80% of net income in any future year. Net operating losses originating in tax years beginning prior to Jan. What are prior...Thu, 13 Aug 2026 19:31:10 -0400https://blog.tonsmann.net/how-to-calculate-the-amount-of-interest-earned.htmlhttps://blog.tonsmann.net/how-to-calculate-the-amount-of-interest-earned.htmlIf an amount of money, P P, the principal, is invested for a period of t t years at an annual interest rate r r, the amount of interest, I I, earned is Interest earned according to this formula is called simple interest. The formula we use to calculate simple interest is I = P rt I = P r t. How are ...Thu, 13 Aug 2026 19:24:56 -0400https://blog.tonsmann.net/can-you-have-2-exchange-accounts-in-outlook.htmlhttps://blog.tonsmann.net/can-you-have-2-exchange-accounts-in-outlook.htmlMicrosoft Outlook 2010, Outlook 2013, Outlook 2016, Outlook 2019 and Outlook for Office 365 let you add multiple Microsoft Exchange accounts to the same profile. You have Full Access permission to the additional Exchange mailbox. You do not have Full Access permission to the Exchange mailbox. Can Ex...Thu, 13 Aug 2026 18:47:16 -0400https://blog.tonsmann.net/which-is-better-for-a-married-couple-to-file-jointly-or-separately.htmlhttps://blog.tonsmann.net/which-is-better-for-a-married-couple-to-file-jointly-or-separately.htmlIf you earn a much higher income than your spouse (or vice versa), filing jointly often helps you qualify for a lower federal income tax bracket compared to brackets for married couples who file separately. This means you will owe a lower tax bill and may even get a refund. What are the perks of fil...Thu, 13 Aug 2026 18:29:20 -0400https://blog.tonsmann.net/are-bahamian-people-friendly.htmlhttps://blog.tonsmann.net/are-bahamian-people-friendly.htmlBahamians are best described as easy-going, friendly and hospitable. How do Bahamians greet each other? The most common greeting is the handshake, accompanied by direct eye contact and a welcoming smile. For the most part Bahamians are warm and hospitable, although they initially may appear a bit mo...Thu, 13 Aug 2026 18:08:20 -0400https://blog.tonsmann.net/how-long-are-paypal-holds-for-new-accounts.htmlhttps://blog.tonsmann.net/how-long-are-paypal-holds-for-new-accounts.html21 days How long will PayPal hold your funds for? Your funds are usually held for up to of 21 days. However, there are several things you can do to expedite this timeline. You can also read our User Agreement for more information on other holds and reserves we may place on your account. When someone...Thu, 13 Aug 2026 18:06:00 -0400https://blog.tonsmann.net/can-you-gamble-online-in-connecticut.htmlhttps://blog.tonsmann.net/can-you-gamble-online-in-connecticut.htmlHow will it work? By September, bettors in Connecticut can go online to gamble on sports teams at the state’s two casinos or through the state lottery. Each Connecticut casino will also operate a sportsbook, where gamblers can go to play and enjoy other entertainment. Can I play poker online for mon...Thu, 13 Aug 2026 17:52:57 -0400https://blog.tonsmann.net/do-you-have-to-complete-all-lines-on-form-982.htmlhttps://blog.tonsmann.net/do-you-have-to-complete-all-lines-on-form-982.htmlCertain individuals may need to complete only a few lines on Form 982. For example, if you are completing this form because of a discharge of indebtedness on a personal loan (such as a car loan or credit card debt) or a loan for the purchase of your principal residence, follow the chart, later, to s...Thu, 13 Aug 2026 17:32:11 -0400https://blog.tonsmann.net/who-regulates-auto-repairs-in-texas.htmlhttps://blog.tonsmann.net/who-regulates-auto-repairs-in-texas.htmlTexas Commission on Environmental Quality Auto Repair Shops: Compliance Resources – Texas Commission on Environmental Quality – Can an auto repair shop hold a car hostage for payment? Paying for repairs The repairer can keep your vehicle until the invoice has been paid (possessory lien). Can I get ...Thu, 13 Aug 2026 16:42:28 -0400https://blog.tonsmann.net/is-the-new-retirement-age-72.htmlhttps://blog.tonsmann.net/is-the-new-retirement-age-72.htmlThe new 10-year rule applies regardless of whether the participant dies before, on, or after, the required beginning date, now age 72. See Publication 590-B, Distributions from Individual Retirement Arrangements (IRAs), for complete details on when beneficiaries must start receiving RMDs. Does the S...Thu, 13 Aug 2026 16:41:52 -0400https://blog.tonsmann.net/is-international-money-transfer-legal.htmlhttps://blog.tonsmann.net/is-international-money-transfer-legal.htmlSending money abroad is not a crime, but it can become one. Criminals have used international money transfers in the past to launder their money, so law enforcement has implemented laws to prevent this from ever happening. How do I send money to someone’s business account? 6 ways to deposit cash int...Thu, 13 Aug 2026 16:33:22 -0400https://blog.tonsmann.net/what-form-do-vendors-fill-out-for-1099.htmlhttps://blog.tonsmann.net/what-form-do-vendors-fill-out-for-1099.html1099-MISC For each 1099 vendor you pay at least $600 to, you must complete and file Form 1099-MISC, Miscellaneous Income. Use Form 1099-MISC to report how much you paid in miscellaneous income. For each 1099 contractor you pay at least $600 in nonemployee compensation, complete and file Form 1099-NE...Thu, 13 Aug 2026 16:14:06 -0400https://blog.tonsmann.net/what-happens-if-i-accidentally-claim-the-american-opportunity-credit.htmlhttps://blog.tonsmann.net/what-happens-if-i-accidentally-claim-the-american-opportunity-credit.htmlIf the IRS audits you and finds your AOTC claim is incorrect, and you don’t have proof to back up your claim, you’ll have to pay back the amount of the credit you received with interest. Plus you might face an accuracy or fraud penalty. You may even be banned from claiming the AOTC for two to 10 yea...Thu, 13 Aug 2026 16:09:28 -0400https://blog.tonsmann.net/can-my-wife-move-to-the-us.htmlhttps://blog.tonsmann.net/can-my-wife-move-to-the-us.htmlIf you are a U.S. citizen you have two ways to bring your foreign spouse (husband or wife) to the United States to live. They are: Immigrant visa for a Spouse of a U.S. Citizen (IR1 or CR1) – An immigrant Petition for Alien Relative, Form I-130 is required. Can you move to America if you marry an Am...Thu, 13 Aug 2026 15:43:35 -0400https://blog.tonsmann.net/are-employee-contributions-to-401k-subject-to-futa.htmlhttps://blog.tonsmann.net/are-employee-contributions-to-401k-subject-to-futa.htmlThe amounts deferred under your 401(k) plan are reported on your Form W-2, Wage and Tax Statement. Although elective deferrals are not treated as current income for federal income tax purposes, they are included as wages subject to Social Security (FICA), Medicare, and federal unemployment taxes (FU...Thu, 13 Aug 2026 15:26:35 -0400https://blog.tonsmann.net/what-does-a-pay-stub-have-to-include.htmlhttps://blog.tonsmann.net/what-does-a-pay-stub-have-to-include.htmlA pay stub is part of a paycheck which details the hours worked, taxes paid and wages earned for a specific pay period and year-to-date payroll. It is also a record confirming required taxes and fees have been deducted. For employees, pay stubs can be reviewed to ensure accurate payments and correct...Thu, 13 Aug 2026 15:11:43 -0400https://blog.tonsmann.net/what-is-government-assistance-income.htmlhttps://blog.tonsmann.net/what-is-government-assistance-income.htmlProgram income includes income from a variety of sources such as Social Security payments, Unemployment Compensation, and VA Benefits. Public assistance includes cash and non-cash benefits (e.g. TANF, SNAP) to low-income families or individuals. What happens if you lie to get government assistance? ...Thu, 13 Aug 2026 15:09:11 -0400https://blog.tonsmann.net/can-you-take-standard-deduction-from-capital-gains.htmlhttps://blog.tonsmann.net/can-you-take-standard-deduction-from-capital-gains.htmlHis adjusted gross income (including long-term capital gains and dividends) is $69,700. After claiming the standard deduction of $18,000, his taxable income is $51,700, which is the top of the 0% bracket for heads of households…. Ordinary Income Tax Rate Long-Term Capital Gains and Qualified Dividen...Thu, 13 Aug 2026 14:56:24 -0400https://blog.tonsmann.net/how-do-you-verify-if-someone-is-a-cpa.htmlhttps://blog.tonsmann.net/how-do-you-verify-if-someone-is-a-cpa.htmlTo confirm that a CPA has an active license, you may contact the State Board of Accountancy where the individual obtained his or her license. This list of state contact information will help you connect. In addition, you can use the NASBA CPA Verify tool. Note that the CPA Verify tool does not cover...Thu, 13 Aug 2026 14:45:27 -0400https://blog.tonsmann.net/how-do-i-see-my-investments-on-stash.htmlhttps://blog.tonsmann.net/how-do-i-see-my-investments-on-stash.htmlWhere can I view my account activity? Tap your initials on the top left-hand corner of the home screen. Scroll down to the View activity section. If you’d like to view your investment portfolio activity, tap Portfolio. If you’d like to view the activity in your Stash banking account, tap Bank accoun...Thu, 13 Aug 2026 14:27:30 -0400https://blog.tonsmann.net/how-custodial-parent-is-determined.htmlhttps://blog.tonsmann.net/how-custodial-parent-is-determined.htmlWhile there are some variations from state to state, family courts generally consider the following factors: Each parent’s relationship with the child. The child’s wishes (depending on his or her age) The best interests of the child2 Is it legal for the custodial parent? In order to be legally consi...Thu, 13 Aug 2026 14:23:24 -0400https://blog.tonsmann.net/how-do-i-get-old-paystubs.htmlhttps://blog.tonsmann.net/how-do-i-get-old-paystubs.htmlThe human resources office at your old job can be quite helpful in giving you the documentation you need. You can request copies of old pay stubs as well as other payroll records. It’s best to contact the H.R. office as soon as possible. Can I file taxes with last Paystub? No, you cannot file a retu...Thu, 13 Aug 2026 14:03:38 -0400https://blog.tonsmann.net/how-do-i-know-what-type-of-corporation-my-business-is.htmlhttps://blog.tonsmann.net/how-do-i-know-what-type-of-corporation-my-business-is.htmlYou’ll find your corporation classification on your business returns. You can review previously filed tax returns or ask your accountant to review the returns. All corporations must file an annual income tax return. C corporations file IRS Form 1120 and S corporations file Form 1120S. What is corpor...Thu, 13 Aug 2026 13:44:29 -0400https://blog.tonsmann.net/is-it-better-to-be-taxed-as-a-corporation-or-sole-proprietor.htmlhttps://blog.tonsmann.net/is-it-better-to-be-taxed-as-a-corporation-or-sole-proprietor.htmlThe advantage of a Corporation is liability protection. This means the owner is completely responsible for all debts and liabilities of the business. The advantage of a Sole Proprietorship is what’s called “pass through taxation”. Sole Proprietorship income “passes through” right to the owner’s indi...Thu, 13 Aug 2026 13:37:43 -0400https://blog.tonsmann.net/can-i-write-off-my-dog-breeding-business.htmlhttps://blog.tonsmann.net/can-i-write-off-my-dog-breeding-business.html“You can’t depreciate a dog or claim an expense for a dog until it’s of breeding age,” explains Roberg. “Until the dog is of breeding age, you can’t write off what you spent for that wonderful puppy. Save the receipt, and as soon as the dog is ready to breed, you can say you’re in the business of br...Thu, 13 Aug 2026 13:08:58 -0400https://blog.tonsmann.net/how-do-i-know-if-tax-overpaid.htmlhttps://blog.tonsmann.net/how-do-i-know-if-tax-overpaid.htmlIf the payments made exceed the amount of tax liability, the amount of the overpayment is shown on the applicable line in the Refund section of the Form 1040. This is the amount the taxpayer has overpaid. How can I get my overpaid tax back? If you have paid too much tax through your employment and t...Thu, 13 Aug 2026 13:03:44 -0400https://blog.tonsmann.net/can-a-non-itemizing-spouse-claim-itemized-deductions.htmlhttps://blog.tonsmann.net/can-a-non-itemizing-spouse-claim-itemized-deductions.htmlIf you and your spouse file separate returns and one of you itemizes deductions, the other spouse must also itemize, because in this case, the standard deduction amount is zero for the non-itemizing spouse. You may be able to claim itemized deductions on a separate return for certain expenses that y...Thu, 13 Aug 2026 13:01:35 -0400https://blog.tonsmann.net/what-is-the-deadline-for-403b-contributions-for-2019.htmlhttps://blog.tonsmann.net/what-is-the-deadline-for-403b-contributions-for-2019.htmlDecember 31 Employees can make contributions to a 401(k) or 403(b) until December 31 of the current tax year. In some cases, the employer will match a percentage of an employee’s contribution as part of their benefits package. What happens if you Overcontribute to 403b? If the excess contribution is...Thu, 13 Aug 2026 12:58:26 -0400https://blog.tonsmann.net/can-heloc-interest-be-deducted-as-investment-interest.htmlhttps://blog.tonsmann.net/can-heloc-interest-be-deducted-as-investment-interest.htmlInvestment Interest If the debt is used to invest in tax-exempt investments, the HELOC interest will not be tax deductible. If you have investment income (investment income less investment expenses), then some interest may be deductible. Where do I report interest on a HELOC? To deduct the interest ...Thu, 13 Aug 2026 12:45:06 -0400https://blog.tonsmann.net/can-you-contribute-directly-to-a-rollover-ira.htmlhttps://blog.tonsmann.net/can-you-contribute-directly-to-a-rollover-ira.htmlContribute to a Rollover IRA If you continue working, you can contribute to your rollover IRA within IRA contribution limits. For 2019, you can contribute up to $6,000 annually, as long as you earned that much in income. Can I contribute to a rollover IRA Vanguard? Once I roll over my retirement pla...Thu, 13 Aug 2026 12:27:20 -0400https://blog.tonsmann.net/can-you-carry-back-real-estate-losses.htmlhttps://blog.tonsmann.net/can-you-carry-back-real-estate-losses.htmlIf you’re not able to deduct your rental losses, the IRS allows you to carry the losses forward into future tax years to deduct against future rental profits. These losses can be carried forward indefinitely. How do real estate losses carry over? If you have a loss to carry over, you also fill out F...Thu, 13 Aug 2026 12:05:42 -0400https://blog.tonsmann.net/do-you-legally-have-to-pay-for-your-child.htmlhttps://blog.tonsmann.net/do-you-legally-have-to-pay-for-your-child.htmlParents have a legal responsibility to provide financially for their children even if they no longer live with them. Non-resident parent /paying parent – The parent who does not have day-to-day care of the child and pays child maintenance to the resident/receiving parent. Do I have to pay child main...Thu, 13 Aug 2026 11:28:19 -0400https://blog.tonsmann.net/which-bank-has-a-euro-account.htmlhttps://blog.tonsmann.net/which-bank-has-a-euro-account.htmlStarling Bank Euro The Starling Bank Euro account is perfect for those who only need to bank in two currencies; those currencies being euros and pounds. Can I get a Euro bank account in the UK? You’ll need a sterling current account with us to open a Euro Account. See our alternative accounts if you...Thu, 13 Aug 2026 11:00:19 -0400https://blog.tonsmann.net/can-i-give-30000-as-a-gift.htmlhttps://blog.tonsmann.net/can-i-give-30000-as-a-gift.htmlAnnual exemption You can give away a total of £3,000 worth of gifts each tax year without them being added to the value of your estate. This is known as your ‘annual exemption’. You can give gifts or money up to £3,000 to one person or split the £3,000 between several people. Do I have to pay capita...Thu, 13 Aug 2026 10:32:47 -0400https://blog.tonsmann.net/how-do-taxes-work-if-i-live-in-nj-and-work-in-pa.htmlhttps://blog.tonsmann.net/how-do-taxes-work-if-i-live-in-nj-and-work-in-pa.htmlPA and NJ have tax reciprocity with regard to W-2 wages. If you lived in NJ the entire tax year, and worked in PA, your W-2 wages are not subject to PA taxes. For tax purposes, your PA wages are considered NJ income, and are fully taxable by NJ. Do I need to file PA state tax return if I live in NJ?...Thu, 13 Aug 2026 10:32:19 -0400https://blog.tonsmann.net/what-to-do-if-you-lost-your-2-step-verification-code.htmlhttps://blog.tonsmann.net/what-to-do-if-you-lost-your-2-step-verification-code.htmlEnter your username and password, then type the letters on the screen. Then go back to the application you’re trying to access and enter your App Password. If you lost the print-out of your backup codes, you can revoke them on your settings page. Click Show codes, then click Get new codes. What happ...Thu, 13 Aug 2026 10:28:44 -0400https://blog.tonsmann.net/what-do-i-bring-to-the-bank-to-open-a-business-account.htmlhttps://blog.tonsmann.net/what-do-i-bring-to-the-bank-to-open-a-business-account.htmlWhat You Need to Open a Business Bank Account Social Security Number or Employer Identification Number (EIN) Personal Identification. Business License. Certificate of Assumed Name. Partnership Agreement. Organizing Documents. Monthly Credit Card Revenue. How do you open up a business account? ...Thu, 13 Aug 2026 10:27:47 -0400https://blog.tonsmann.net/can-a-spouse-file-a-joint-tax-return-after-death.htmlhttps://blog.tonsmann.net/can-a-spouse-file-a-joint-tax-return-after-death.htmlIt is more complicated when the decedent is married and files jointly. When the surviving spouse files a joint return with the decedent for the year of his or her death, the full amount of carryovers can still be used in the year of death, even if they are used to offset income of the surviving spou...Thu, 13 Aug 2026 10:18:26 -0400https://blog.tonsmann.net/how-does-cash-out-refinance-affect-monthly-payments.htmlhttps://blog.tonsmann.net/how-does-cash-out-refinance-affect-monthly-payments.htmlWhen you get a cash-out refinance, you pay off your original mortgage and replace it with a new loan. This means your new loan may take longer to pay off, your monthly payments may be different or your interest rate may change. Be sure to look at the Closing Disclosure from your lender and analyze y...Thu, 13 Aug 2026 09:40:27 -0400https://blog.tonsmann.net/can-you-get-into-grad-school-with-work-experience.htmlhttps://blog.tonsmann.net/can-you-get-into-grad-school-with-work-experience.htmlMost graduate schools take a holistic approach to applicants, looking at both academics and other factors. When applying, focus on your strengths but don’t neglect to address your weaknesses. Solid work experience may help offset a less-than-spectacular GPA. How do I get into grad school after work?...Thu, 13 Aug 2026 09:34:06 -0400https://blog.tonsmann.net/when-do-you-need-to-fill-out-a-w-4-with-two-jobs.htmlhttps://blog.tonsmann.net/when-do-you-need-to-fill-out-a-w-4-with-two-jobs.htmlThe worksheets on the W-4 will help you estimate your tax liability when you have multiple jobs. It is only necessary to calculate estimated tax liabilities for the extra income if the combined income from your two jobs exceeds $40,000 as of the current year. What do I need to fill out for multiple ...Thu, 13 Aug 2026 09:27:27 -0400https://blog.tonsmann.net/what-are-the-new-laws-for-2021-for-california.htmlhttps://blog.tonsmann.net/what-are-the-new-laws-for-2021-for-california.htmlHere a few of the new laws taking effect in 2021 in California: Demilitarizing police uniforms. In case you need another reason not to text and drive. Diversifying executive boards. Hot car rules. Coronavirus exposure law. Minimum wage climbs up. A task force on reparations. Opportunities for...Thu, 13 Aug 2026 09:26:47 -0400https://blog.tonsmann.net/can-i-work-remotely-in-europe.htmlhttps://blog.tonsmann.net/can-i-work-remotely-in-europe.htmlThe COVID-19 pandemic has pushed companies to offer full-time remote work. This opened new opportunities for those who aspire to the digital nomad lifestyle. Several European countries are launching digital nomad visas to welcome foreign remote workers. Can I work remotely from another country Germa...Thu, 13 Aug 2026 08:57:55 -0400